Peoples Bancorp reports Q3 2025 financial results and operational metrics

Published 27/10/2025, 17:56
Peoples Bancorp reports Q3 2025 financial results and operational metrics

Peoples Bancorp Inc. (NASDAQ:PEBO), a regional bank with a market capitalization of $1.04 billion, released its financial results for the quarter ended September 30, 2025, as disclosed in a statement filed with the Securities and Exchange Commission. According to InvestingPro data, the company has maintained dividend payments for 52 consecutive years, demonstrating remarkable financial stability.

For the third quarter of 2025, Peoples Bancorp reported net income of $29.5 million. The company’s net interest income for the period was $91.3 million, with non-interest income totaling $23.8 million. Total non-interest expense for the quarter was $69.9 million. After adjusting for amortization of other intangible assets, the adjusted non-interest expense was $67.7 million. InvestingPro analysis indicates the stock is currently undervalued, with four analysts recently revising their earnings expectations upward for the upcoming period.

The efficiency ratio for the quarter was 57.11%. Tangible equity at quarter-end was $787.2 million, and tangible assets were reported at $9.23 billion. The tangible equity to tangible assets ratio stood at 8.53%. Tangible book value per common share was $22.05 as of September 30, 2025, with 35,705,369 common shares outstanding.

Return on average assets for the quarter was 1.22%, and return on average stockholders’ equity was 10.06%. On an adjusted basis, return on average assets was 1.32%, and return on average tangible equity was 16.17%.

Pre-provision net revenue for the three-month period was $48.3 million, while income before income taxes was $38.0 million. The provision for credit losses for the quarter was $7.3 million.

The company also noted a net loss on investment securities of $2.6 million and a net loss on asset disposals and other transactions of $0.5 million for the quarter.

Peoples Bancorp’s total assets as of September 30, 2025, were $9.62 billion, and total stockholders’ equity was $1.18 billion.

These results were discussed by management during a conference call held on October 21, 2025. The information above is based on a press release statement and the related SEC filing. With an overall Financial Health score of "GOOD" from InvestingPro, which evaluates multiple aspects including profitability, growth, and cash flow metrics, investors can access comprehensive analysis and additional ProTips through the platform’s detailed research reports.

In other recent news, Peoples Bancorp reported its third-quarter earnings for 2025, meeting analysts’ expectations with an earnings per share (EPS) of $0.83. The company’s revenue was slightly below projections, coming in at $115.18 million compared to the expected $116.88 million. Additionally, DA Davidson initiated coverage on Peoples Bancorp with a Buy rating, setting a price target of $33.00. The firm highlighted that, excluding securities loss trade, the company’s core earnings per share exceeded their forecast for the quarter. These developments reflect ongoing investor interest and confidence in Peoples Bancorp’s financial performance and strategic direction.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.