World Acceptance Announces $20 Million Buyback Program

Published 01/05/2025, 18:44
World Acceptance Announces $20 Million Buyback Program

World Acceptance Corporation (NASDAQ:WRLD), a company specializing in personal credit services with a market capitalization of $677 million, has announced a new share repurchase program. On Monday, the Board of Directors approved the buyback of up to $20 million of its outstanding common stock. This program includes the remaining amount available from previous authorizations. According to InvestingPro data, management has been consistently aggressive with share buybacks, and the company currently trades below its Fair Value.

The repurchase initiative is subject to various conditions, such as stock price, corporate and regulatory requirements, liquidity, alternative capital allocation options, and prevailing market and economic conditions. The company also noted that the share repurchase program could be halted or discontinued at any time. With a robust current ratio of 19.32, InvestingPro analysis shows the company’s liquid assets significantly exceed its short-term obligations, providing ample flexibility for this buyback program.

World Acceptance Corporation’s decision to activate a new buyback plan reflects a common corporate strategy to return value to shareholders. Companies often buy back shares when they believe the stock is undervalued or to improve financial ratios like earnings per share. Trading at a P/E ratio of 7.96 and demonstrating strong profitability with $89.74 million in net income, the company’s financial health score is rated as "GREAT" by InvestingPro analysts.

The repurchase program’s commencement and the number of shares to be bought back will depend on several factors, including the company’s financial position and prevailing market conditions. The program’s flexibility allows World Acceptance Corporation to adjust its share repurchases according to the changing business environment.

This announcement is based on information from a press release statement filed with the SEC. As with all share repurchase programs, the actual impact on the company’s stock performance and shareholder value will become clear over time as the company begins to execute the buyback.

In other recent news, World Acceptance Corporation reported its fourth-quarter earnings for 2025, significantly surpassing analyst expectations. The company achieved an earnings per share (EPS) of $8.13, well above the projected $5.20, and reported revenues of $165.3 million, exceeding the anticipated $152.46 million. This performance reflects a 56.3% surprise in EPS and an 8.4% revenue beat. The company is also undergoing a strategic shift towards smaller loans and piloting a new credit card product. During the earnings call, management highlighted a 3.5% increase in their customer base and a 12.6% year-over-year growth in non-refinance loan volume. Analysts from firms like Stephens and Janney Montgomery Scott inquired about consumer behavior trends and tax preparation revenue, with management noting a 25% increase in tax return revenue. Additionally, the company is considering increased share repurchases, contingent on bond negotiations.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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