Bank of America net interest income rises amid record equities trading revenue

Published 15/04/2025, 11:58
Updated 15/04/2025, 12:12
© Reuters.

Investing.com - Bank of America (NYSE:BAC) has reported first-quarter net interest income that was roughly in line with analysts’ forecasts thanks to tariff-driven volatility spurring on record equities trading revenue at its global markets unit.

However, the lending giant flagged that the economic picture may be "changing" in the future, mirroring recent concerns among Wall Street banks that U.S. President Donald Trump’s trade policies could dent growth and weigh on earnings.

Still, CEO Brian Moynihan said that Bank of America’s "business clients have been performing well; and consumers have shown resilience, continuing to spend and maintaining healthy credit quality."

Finance chief Alastair Borthwick added that the bank is being run "in a manner intended to withstand volatility for the long-term," noting that average deposits increased for the seventh consecutive quarter to nearly $2 trillion.

Net interest income during the three months ended on March 31 grew by 3% from the year-ago period to $14.4 billion, compared to Bloomberg consensus estimates of $14.36 billion.

Equities trading revenue surged by 17% to an all-time high of $2.2 billion, becoming the latest lender to benefit from stock market ructions that have partly stemmed from Trump’s push to impose punishing tariffs on friends and adversaries alike. Expectations had seen the figure at $2.06 billion, although analysts at Vital Knowledge flagged that the uptick was not as robust as the company’s peers like JPMorgan Chase (NYSE:JPM) and Goldman Sachs (NYSE:GS). 

Bank of America also cited a boost from lower deposit costs and fixed-rate asset repricing that partially offset the impact of decreased interest rates and one less day of interest accrual.

Revenue, net of interest expense, climbed by 6% to $27.4 billion, versus projections of $25.78 billion.

Shares in Bank of America were higher in premarket U.S. trading on Tuesday.

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