BNPL firm Zip shares surge on record HY earnings, driven by US growth

Published 25/02/2025, 04:22

Investing.com-- Zip Co Ltd (ASX:ZIP) shares surged on Tuesday after the buy-now-pay-later (BNPL) firm reported strong half-year results, driven by surging U.S. growth and disciplined cost management.

The company posted a record cash earnings before tax, depreciation, and amortization (EBTDA) of A$67.0 million for the six months ended December 31, 2024, marking a 117.1% increase from the prior year, as total transaction volume (TTV) rose 23.9% to A$6.2 billion.

Total (EPA:TTEF) income grew 19.8% to A$514 million, buoyed by robust U.S. demand, which now accounts for 70% of TTV.

“The record financial outcomes achieved this half have been driven by outstanding US growth and disciplined execution of our strategy,” said CEO Cynthia Scott in a statement.

Zip shares surged 17.3% to A$2.80, their highest level since January 30.

The U.S. business saw TTV soar 40.3%, fueled by a strong holiday season and increased customer engagement, with in-store transactions up 64% year-on-year.

Meanwhile, Zip’s ANZ segment returned to growth in the second quarter, with Australian TTV climbing 10% in December.

Looking ahead, the company reaffirmed its FY25 guidance, expecting cash EBTDA of at least A$147 million.

The company does not have a dividend policy.

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