DB resumes coverage on Italian banks, sets “buy” on MPS and Banca Generali

Published 03/09/2025, 11:56
© Reuters.

Investing.com -- Deutsche Bank has resumed coverage of several Italian banks, setting new ratings and price targets across the sector.

For Banca Monte dei Paschi di Siena, the brokerage issued a “buy” rating with a target price of €9.20 per share. 

Analyst Giovanni Razzoli pointed to Monte dei Paschi’s capital strength, citing a 19.6% CET1 ratio and more than €3 billion in excess capital. 

“Trading at a significant discount to peers … we believe the stock is very attractive,” Razzoli said. 

Razzoli also flagged the proposed acquisition of Mediobanca, describing it as offering “compelling strategic value, diversifying earnings and accelerating capital returns.”

Banca Generali also received a “buy” rating, with a target of €61 compared with a last close of €48.58. Deutsche Bank said the outlook is supported by interest rate sensitivity, new strategic initiatives, and possible benefits from consolidation. 

“The paradise is not lost,” Razzoli said, underscoring the bank’s commercial performance. 

He added that a deeper partnership with Assicurazioni Generali “aims to expand banking-product distribution, strengthening the Financial Planning Agent model.”

For Mediobanca, Deutsche Bank resumed coverage with a “hold” rating and a target price of €18.80. The stock last closed at €20.11. 

Following the improved terms of Monte dei Paschi’s offer, Razzoli said Mediobanca is valued at €20.80 per share, a level that represents “a slight premium (0.6%) vs market prices.” 

Razzoli wrote that “such condition limits downside risks in the short term,” but noted the valuation could face pressure depending on the outcome of the offer.

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