Lancashire Holdings stock drops following wildfire loss estimate

Published 13/02/2025, 10:52
© Reuters.

Investing.com -- Shares of Lancashire Holdings (LON:LRE) fell by 5% today after the company announced an initial net loss estimate of between $145m and $165m for the Californian wildfires that occurred in January 2025.

The losses are net of reinsurance recoveries and account for outwards and inwards reinstatement premiums, and are reported as an ultimate and undiscounted figure for IFRS 17 purposes.

Lancashire Holdings’ management stated that the loss estimate is within the modelled loss ranges for this type of catastrophe event from an actuarial standpoint. Despite the significant estimated losses, the company reassured investors of its strong capital position.

The group emphasized that it remains "extremely well capitalised," and with its aggregate reinsurance cover in place, it is equipped to protect against the frequency of large catastrophe events. This reinsurance cover is expected to enable Lancashire to deliver an attractive return for shareholders in 2025.

The company’s next financial update is scheduled to be released with the FY 2024 results on March 6, 2025. Analysts at Jefferies commented on the situation, stating: "in our view, this makes the loss material but manageable."

This suggests that while the wildfires’ impact is significant, it is within the company’s capacity to absorb the financial hit.

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