Moody’s upgrades Intrum’s rating to Caa2 after debt restructuring

Published 25/07/2025, 15:10
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Investing.com -- Moody’s Ratings has upgraded Intrum AB’s corporate family rating to Caa2 from Ca following the completion of the company’s court-supervised debt restructuring process.

The rating agency also assigned a B3 backed senior secured rating to Intrum Investments and Financing AB’s newly issued new money bonds and a Caa3 backed senior secured rating to its newly issued Guaranteed Senior Global Notes. The outlook for Intrum is stable.

The rating action was triggered by the completion of Intrum’s restructuring transaction on Wednesday. The transaction includes the exchange of Intrum’s existing senior unsecured bonds into an expected Euro equivalent of €2.9 billion of newly-issued exchange notes at 90% of the original face value, in return for 10% of Intrum’s equity.

Additionally, the company issued an expected Euro equivalent of €526 million of new money notes due in December 2027, ranking senior to the exchange notes. The proceeds will be partially used to repurchase a portion of the exchange notes at 94.4% of par value.

The transaction also extended the maturity of the €1.1 billion revolving credit facility from January 2026 to June 2028, which ranks senior to the new money notes.

As part of the restructuring, Intrum implemented a change to its legal entity structure, transferring its material financial debts to the new entity Intrum Investments and Financing AB, and substantially all of the company’s assets to Intrum Group Operations AB.

Moody’s said the upgrade reflects the near-term benefits of the restructuring on the company’s financial flexibility, the planned repositioning of the business model towards loan servicing with lower deployment of own capital, and the potential to raise cost efficiencies through technology implementation in debt collection.

Despite these improvements, Intrum’s ratings remain constrained by considerable negative financing cash flows, reduced earnings power, relatively high leverage, and a substantial tangible equity deficit.

The rating agency noted that while the debt maturity extension provides near-term financial stability, Intrum will need to build a track record of stabilizing profitability and demonstrate success in transforming its business model ahead of the next refinancing cycle.

Moody’s maintained a one-notch negative adjustment for corporate behavior and risk management in the Caa2 rating, reflecting the challenges Intrum faces in managing its business transformation while its financial flexibility remains stretched.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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