Quilter upgraded to “hold” by DB following re-evaluation of investment case

Published 28/07/2025, 09:10
© Reuters

Investing.com -- Quilter (LON:QLT) has been upgraded to a "hold" from a previous "sell" rating, with analysts at Deutsche Bank (ETR:DBKGn) stating that the shares are now fairly valued on a sum-of-the-parts (SOTP) basis, raising its target price to 165p from 110p .

David McCann, an analyst at DB, noted that the initial "sell" recommendation had stemmed from concerns that insufficient risk was priced into Quilter’s shares. 

A significant factor in this view was the company’s failure to make substantial adjustments to its business model since the introduction of the Consumer Duty regulation in July 2023. This contrasted with peers like St. James’s Place, which had implemented more notable changes.

However, McCann pointed out that two years have passed since the Consumer Duty came into effect, and the regulator has not raised any significant concerns regarding Quilter’s approach. 

The company’s board has confirmed to the Financial Conduct Authority (FCA) on two occasions that Consumer Duty is fully embedded within its operations. 

Additionally, Quilter recently stated that it “vehemently disagrees” with suggestions that Consumer Duty is a negative factor for its investment case.

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