Egypt cuts interest rates by 200 basis points to boost economy

Published 28/08/2025, 17:36
Egypt cuts interest rates by 200 basis points to boost economy

Investing.com -- Egypt’s central bank cut interest rates by 200 basis points on Thursday, marking the first reduction since May as it aims to stimulate investment and reduce debt-servicing costs.

The Monetary Policy Committee lowered the benchmark deposit rate to 22% and the lending rate to 23%, according to a statement from the Central Bank of Egypt (CBE).

The decision reflects the bank’s updated assessment of inflation dynamics, which show annual headline inflation decelerating to 13.9% in July 2025, down from 14.9% in June. Core inflation remained relatively stable at 11.6% in July compared to 11.4% in June.

Egypt’s economy has shown signs of improvement, with CBE projections indicating real economic activity expanded by 5.4% in Q2 2025. The central bank forecasts average growth of 4.5% for the fiscal year 2024/25, up from 2.4% in FY 2023/24.

The unemployment rate declined to 6.1% in Q2 2025 from 6.3% in the previous quarter, further supporting the case for monetary easing.

The CBE expects inflation to continue easing, with an average ranging between 14% and 15% in 2025. The bank projects inflation will converge toward its target range by Q4 2026, aiming for 7% (±2 percentage points) and 5% (±2 percentage points) by Q4 2028.

The committee stated it would reassess the scale and pace of monetary easing on a meeting-by-meeting basis, guided by incoming data and the balance of risks. The central bank remains ready to adjust policy instruments as needed to fulfill its price stability mandate.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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