Eurozone Bank Lending Remains Unshaken by Global Uncertainty for Now

Published 25/09/2025, 10:05
Updated 25/09/2025, 10:30

Annual growth rates of lending to households and non-financial corporates ticked up in August, which indicates that the economy continues to experience moderate support

What today’s bank lending data indicates is that the transmission of monetary policy seems to be working pretty well despite all the global uncertainty. Worries about faltering investment - driven by businesses seeking more clarity on the economic outlook - seem to be overstated looking at today’s numbers. Borrowing continues at a decent enough pace to expect economic growth to continue to be supported, albeit at a moderate pace.

Bank lending growth continues on its upward trend, according to the most recent figures. Adjusted loans to households increased by 2.5% year-on-year in August, up from 2.4% in July. Loans to non-financial corporates increased by 3% year-on-year, up from 2.8% in July.

Money growth in the eurozone was previously supported by strong increases in net external assets, but in recent months this has slowed. This is in part because of a lower trade surplus. While the narrow definition of money (M1) shows stable growth at 5% year-on-year, the broader definition (M3) is showing slowing annual growth.

Disclaimer: This publication has been prepared by ING solely for information purposes irrespective of a particular user’s means, financial situation or investment objectives. The information does not constitute investment recommendation, and nor is it investment, legal or tax advice or an offer or solicitation to purchase or sell any financial instrument. Read more

Original Post

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.