Hannover Re stock rating downgraded to Hold by HSBC

Published 28/04/2025, 09:08
Hannover Re stock rating downgraded to Hold by HSBC

On Monday, HSBC analysts adjusted their stance on Hannover Rueck (ETR:HNRGn) SE (OTC:HVRRY) (HNR1:GR) (OTC:HVRRF), shifting the stock rating from Buy to Hold while maintaining a price target of EUR290.00. The analysts have employed a combination of valuation methodologies including Price to Tangible Net Asset Value (P/TNAV), Price to Earnings (PE), and an appraisal value based on a Discounted Cash Flow (DCF) analysis by line of business.

The analysts’ decision to downgrade the rating is backed by their assessment that Hannover Re ’s defensive characteristics, robust reserve position, and strategic use of retrocession are now adequately priced into the market. They noted that the unchanged Cost of Equity (COE) at 8.4% is derived from a risk-free rate of 3.75%, an Equity Risk Premium (ERP) of 4.4%, and a beta of 1.05.

HSBC’s price target suggests a modest 2.7% upside potential for Hannover Re’s stock, reflecting a conservative outlook on the stock’s growth prospects. The analysts emphasized that their valuation does not foresee significant short-term price appreciation, which has led to the revised Hold recommendation.

The analysis by HSBC highlights the application of rigorous financial models to determine the intrinsic value of Hannover Re. Despite the downgrade, the price target remains unchanged, indicating a belief in the fundamental value of the company but recognizing that the current market price largely reflects the company’s strengths.

Investors in Hannover Re will likely take note of HSBC’s updated rating as they assess their positions in the stock. The unchanged price target amidst a rating downgrade signifies a shift in expectations rather than a change in the perceived value of the company.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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