JMP Securities maintains nCino stock with $43 target post-acquisition

Published 12/02/2025, 11:08
JMP Securities maintains nCino stock with $43 target post-acquisition

On Wednesday, JMP Securities reiterated its Market Outperform rating for nCino Inc. (NASDAQ:NCNO), maintaining a $43.00 price target, which represents a 29% upside from the current price of $33.34. The firm’s analyst highlighted nCino’s recent acquisition of Sandbox Banking, a provider of a low-code integration platform as a service (iPaaS) known as Glyue, for $52.5 million in cash, with an additional potential earn-out of $10 million.

The acquisition, announced on Tuesday, is seen as a strategic move for nCino, a cloud banking and digital transformation solutions provider with a market capitalization of $3.86 billion. The deal is expected to enhance nCino’s product offerings and potentially lead to increased revenue. While InvestingPro data shows the stock has actually declined 0.71% year-to-date, the company maintains strong financial health with a current ratio of 1.95 and operates with a moderate debt level.Discover more insights about nCino’s valuation and growth potential with InvestingPro, which offers 7 additional exclusive tips and comprehensive financial analysis for informed investment decisions.

The analyst also pointed out that nCino has significant opportunities for expansion among its existing customer base, supported by its impressive revenue growth of 13.19% over the last twelve months. The transition to new pricing for commercial products, including the compulsory adoption of Banking Advisor upon contract renewals, is anticipated to be a key driver for the company’s revenue growth. Moreover, JMP Securities expects that the renewal rates for nCino’s services will surpass the standard 7% automatic renewal rate in the coming years, with analysts predicting profitability this year despite current negative earnings.

nCino’s strategic acquisition and the potential for increased revenue through product and pricing changes underscore the company’s growth trajectory. The analyst’s maintained rating and price target reflect confidence in nCino’s ability to capitalize on these opportunities and continue its upward trend in the market.

In other recent news, nCino has been actively shaping its strategic and operational landscape. The company recently acquired Sandbox Banking for $52.5 million, aiming to enhance data connectivity and operational efficiency for financial institutions. The deal is expected to simplify and accelerate digital transformation projects for banks and credit unions. On the personnel front, nCino has appointed Justin Nyweide, a Founding Partner and Chief Investment Officer at HMI Capital, to its Board of Directors. Additionally, Sean Desmond has been named as the new President and Chief Executive Officer of nCino. JMP Securities maintained its Market Outperform rating on nCino, adjusting its revenue forecasts and non-GAAP earnings per share estimates for the upcoming fiscal years. These developments highlight nCino’s ongoing efforts to strengthen its operational capabilities and leadership team.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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