nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and Account Opening solution, which includes Deposit Account Opening solution for consumers and small businesses. The company also provides Lending solution, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as Commercial Loan Origination System that automates loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Portfolio Management solution to manage credit risks, monitor performance, and uncover growth opportunities through data-driven platform; and Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data. The company serves community banks, credit unions, enterprise banks, independent mortgage banks, building societies, and mutuals directly through its business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.
Cloud Banking Pionee | nCino leads in cloud-based software for financial institutions, offering solutions for loan origination, client onboarding, and operational efficiency |
AI-Driven Innovation | Explore nCino's strategic focus on AI and machine learning, including the game-changing Banking Advisor tool for informed decision-making in finance |
Growth Amid Challenges | Delve into nCino's expansion efforts, balancing core strength in commercial lending with new ventures in consumer banking and mortgage solutions |
Financial Outlook | Analyst price targets range from $29 to $41 per share, with nCino projecting 7-8% revenue growth for fiscal year 2026 amid market competition |
Metrics to compare | NCNO | Sector Sector - Average of metrics from a broad group of related Technology sector companies | Relationship RelationshipNCNOPeersSector | |
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P/E Ratio | −85.3x | −64.1x | 12.1x | |
PEG Ratio | 6.30 | −0.64 | 0.01 | |
Price/Book | 2.7x | 9.3x | 2.4x | |
Price / LTM Sales | 5.0x | 5.4x | 2.4x | |
Upside (Analyst Target) | 45.7% | 29.0% | 15.7% | |
Fair Value Upside | Unlock | 0.2% | 3.5% | Unlock |