JPMorgan downgrades Kaspi stock rating to Neutral amid growth pressures

Published 20/08/2025, 09:28
JPMorgan downgrades Kaspi stock rating to Neutral amid growth pressures

Investing.com - JPMorgan downgraded Kaspi (NASDAQ:KSPI) from Overweight to Neutral on Wednesday, setting a price target of $96.00 that implies just 2% upside from current levels. According to InvestingPro data, the company maintains strong fundamentals with a GREAT financial health score and impressive 43% revenue growth over the last twelve months.

The downgrade comes after Kaspi shares rallied more than 20% following better-than-feared second-quarter results, according to JPMorgan’s research note.

The investment bank cited ongoing pressure on organic growth (excluding Hepsi) from macroeconomic and regulatory headwinds that could persist through year-end, including elevated policy rates in Kazakhstan.

JPMorgan expressed comfort with moving to the sidelines at current valuation levels of approximately 7x P/E, which represents about a 0.5 turn premium to the average multiple since the third-quarter 2024 short report.

While JPMorgan continues to view Kaspi’s competitive positioning in Kazakhstan and product pipeline favorably, the firm indicated it would prefer names with clearer paths to revenue growth and margin expansion, noting it might become more constructive on Kaspi as growth headwinds subside and dividend payments resume. The company currently offers an attractive 5.7% dividend yield and has maintained consistent dividend payments for five consecutive years, according to InvestingPro data, which offers 8 additional key insights about Kaspi’s financial performance.

In other recent news, Kaspi.kz reported robust second-quarter results that exceeded analyst expectations. The company’s revenue for this period surpassed forecasts, highlighting its strong financial performance. These developments have been a focal point for investors, given the importance of earnings and revenue figures in assessing a company’s health. Kaspi.kz operates in Kazakhstan and holds a significant stake in the Turkish e-commerce platform Hepsiburada. The positive earnings news has drawn attention from various market analysts. While the company’s stock price movement is noteworthy, it is the financial results that have primarily captured investor interest. These recent developments continue to keep Kaspi.kz in the spotlight among financial analysts and investors alike.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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