Raymond James initiates Jefferson Capital stock with Outperform rating

Published 21/07/2025, 12:06
Raymond James initiates Jefferson Capital stock with Outperform rating

Investing.com - Raymond (NSE:RYMD) James initiated coverage on Jefferson Capital (NASDAQ:JCAP) with an Outperform rating and a price target of $19.00 on Monday. The stock, currently trading at $16.70, sits below the broader analyst consensus range of $23-29. According to InvestingPro data, the company commands a market capitalization of $1.08 billion.

The research firm cited Jefferson Capital’s lower leverage and efficient collection model, including full utilization of outsourcing, as key factors that position the company to outperform on growth and profitability trends in the medium term. InvestingPro analysis shows the company maintains a healthy financial position with a "GOOD" overall health score and an impressive current ratio of 23.89.

Raymond James highlighted the company’s heavy focus on the U.S. market, which it views as more attractive currently. The firm estimates that over 75% of cash collections and estimated remaining collections for Jefferson Capital will come from the U.S. market over its forecast period.

The U.S. market represents approximately 90% of Jefferson Capital’s identified target addressable market, according to the research note. Raymond James noted that supply in the U.S. market is currently robust with no significant indicators of a material near-term decline. The company’s strong market position is reflected in its robust 71% gross profit margin and solid return on equity of 43%.

The firm also pointed out that collectible indicators are actually improving year-over-year, and Jefferson Capital has "materially great product purchasing diversity" to take advantage of in this attractive market. Discover more exclusive insights and detailed financial metrics with InvestingPro, including additional ProTips and advanced valuation analysis.

In other recent news, Jefferson Capital has been the subject of several analyst reports. Keefe, Bruyette & Woods (KBW) initiated coverage on Jefferson Capital with an Outperform rating and a $22.00 price target. KBW highlighted the company’s strong growth, high return on equity, and disciplined portfolio underwriting as key factors for this positive outlook. Similarly, Jefferies also initiated coverage with a Buy rating, setting a price target of $29.00. Jefferies emphasized Jefferson Capital’s operational efficiencies and strong regulatory compliance as reasons for their favorable view.

JMP Securities joined the coverage with a Market Outperform rating and a $23.00 price target. JMP noted Jefferson Capital’s multi-decade track record in the collections industry and its profitability since its founding. The firm believes that Jefferson Capital has the potential to achieve greater organic growth than its peers. These recent developments highlight the positive sentiment among analysts regarding Jefferson Capital’s future prospects.

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