Raymond James maintains Outperform on TPG RE Finance stock, $10 target

Published 03/03/2025, 23:12
Raymond James maintains Outperform on TPG RE Finance stock, $10 target

On Monday, Raymond (NSE:RYMD) James reaffirmed a positive stance on TPG RE Finance Trust (NYSE:TRTX) shares, maintaining an Outperform rating with a steady price target of $10.00. The endorsement follows a thorough analysis of the company’s fourth-quarter performance and annual report. According to InvestingPro data, TRTX currently trades at a P/E ratio of 11.32 with a market capitalization of $688 million, suggesting the stock may be undervalued based on InvestingPro’s Fair Value analysis.

Stephen Laws, an analyst at Raymond James, provided insights into the decision to keep the favorable rating. The revised outlook takes into account the year-end portfolio adjustments but anticipates an increase in distributable earnings as the company expands its investment portfolio and effectively manages its real estate-owned properties (REOs). Laws expects the redeployment of capital into new commercial real estate (CRE) senior loan investments to be accretive. InvestingPro data shows the company offers an attractive dividend yield of 11.12% and has maintained profitability over the last twelve months.

Laws highlighted several factors contributing to the Outperform rating, including the robustness of TPG RE Finance’s loan portfolio, which is currently performing at 100%. The company’s strategy of reducing exposure to the office sector and utilizing a high proportion of non-mark-to-market (non-MTM) financing also plays a significant role in the positive assessment. InvestingPro analysis reveals strong liquidity with a current ratio of 73.37, though investors should note the stock’s high volatility with a beta of 2.21. For deeper insights into TRTX’s financial health and growth prospects, subscribers can access the comprehensive Pro Research Report, available exclusively on InvestingPro.

The analyst pointed out that the shares of TPG RE Finance Trust are trading at approximately 75% of the book value, which underscores an attractive valuation. This, combined with the anticipation of increased activity in new investments, presents a compelling risk-reward scenario for investors, according to Laws. Current InvestingPro data confirms this assessment, showing the stock trading at 0.62x book value.

In summary, Raymond James has expressed confidence in TPG RE Finance Trust’s strategic direction and financial prospects, underpinned by the company’s solid portfolio characteristics and potential for earnings growth. The $10.00 price target remains unchanged, reflecting the firm’s valuation of the stock’s future performance.

In other recent news, TPG RE Finance Trust Inc . reported its fourth-quarter 2024 earnings, revealing a significant miss on both earnings per share (EPS) and revenue forecasts. The company posted an EPS of $0.10, falling short of the expected $0.26, while revenue reached $34.74 million, below the anticipated $39.04 million. Despite the quarterly miss, TPG RE Finance maintains a robust position with full-year 2024 distributable earnings of $1.08 per share, which covered dividends 1.1 times. The company also recorded strong loan origination in 2024, with $562.3 million in new loans. Looking ahead, TPG RE Finance is optimistic about increased real estate investment activity in 2025, aiming to grow its portfolio to between $4.5 billion and $5 billion by year-end. The firm plans to leverage its significant liquidity for new investments, expecting new activity to outpace loan repayments. Analysts from BTIG and Raymond James have shown interest in the company’s strategy for managing its REO portfolio and increasing loan investment activity. TPG RE Finance’s CEO, Doug Bucard, noted the company’s focus on maximizing shareholder value despite the earnings miss.

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