Scotiabank raises nCino stock price target to $26

Published 21/05/2025, 18:40
Scotiabank raises nCino stock price target to $26

On Wednesday, Scotiabank (TSX:BNS) analyst Nick Altmann increased the price target for nCino Inc. (NASDAQ:NCNO) to $26.00, up from the previous $26.00, while keeping a Sector Perform rating on the stock. According to InvestingPro data, the stock currently trades at $26.08, with analyst targets ranging from $19 to $32. Despite 13 analysts revising their earnings estimates downward, InvestingPro analysis suggests the stock is currently undervalued. The adjustment followed nCino’s investor event held in conjunction with its annual user conference, Nsight, where the company’s management presented its strategy for leading in the financial services sector with its platform.

During this event, nCino also shared a positive pre-announcement of its first-quarter results, which are expected to surpass the higher end of its guidance in terms of revenue, subscription revenue, and operating income. The company is scheduled to report these results on May 28. While the company posted revenue growth of 13.45% in the last twelve months, InvestingPro data shows it operates with high valuation multiples, including an EV/EBITDA of 101.7x. Furthermore, nCino reaffirmed its Fiscal Year 2026 Annual Contract Value (ACV) target during the investor session.

Altmann noted that the session increased his confidence in nCino’s ability to accelerate growth in Fiscal Year 2027. The company reiterated its long-term Rule of 50 target, which balances revenue growth and profitability, although it did not specify the expected growth rate compared to the approximately 15% growth seen previously.

In his commentary, Altmann stated, "We come away from the session feeling incrementally comfortable with NCNO’s aspirations to reaccelerate growth in FY27." Despite the uncertainty around the degree of growth reacceleration, he believes that nCino’s stock will continue to perform well in the near term, driven by strong margin performance and the identification of new growth drivers that could facilitate a quicker return to top-line growth acceleration. For deeper insights into nCino’s financial health and growth prospects, investors can access the comprehensive Pro Research Report, available exclusively on InvestingPro, which covers this $3 billion market cap company among 1,400+ other US stocks.

In other recent news, nCino, Inc. reported preliminary first-quarter financial results that exceeded its guidance, with Total (EPA:TTEF) Revenues, Subscription Revenues, and non-GAAP Operating Income surpassing expectations. The company is set to release detailed results on May 28, 2025. Following these developments, several analyst firms have adjusted their outlooks on nCino. Stephens raised its price target for nCino to $28 from $24, maintaining an Equal Weight rating, highlighting the company’s strategic growth areas and its focus on pricing strategies and market penetration. Piper Sandler reaffirmed a Neutral rating with a $25 price target, noting nCino’s expanding product range and potential growth from cross-selling. KeyBanc Capital Markets maintained a Sector Weight rating, observing the company’s increased focus on artificial intelligence and positive financial preannouncement. Lastly, Keefe, Bruyette & Woods reiterated an Outperform rating with a $28 price target, citing nCino’s growth opportunities in Europe and the credit union market. These recent developments reflect a cautious yet optimistic outlook from analysts regarding nCino’s strategic initiatives and financial performance.

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