AtlasClear Holdings raises $5 million through promissory notes

Published 24/09/2025, 13:46
AtlasClear Holdings raises $5 million through promissory notes

TAMPA - AtlasClear Holdings, Inc. (NYSE American:ATCH), currently valued at $6.24 million in market capitalization, has completed a $5 million financing round through the issuance of promissory notes to strategic investors and board members, according to a company press release issued Wednesday. According to InvestingPro data, the company has been quickly burning through cash, making this financing crucial for its operations.

The financing includes the final $2 million portion of the previously announced $5 million raise, following an initial $3 million announced on September 17. The notes were issued with a 20% original issue discount, giving them an aggregate principal amount of $6.25 million. This financing comes at a critical time, as InvestingPro analysis shows the company’s current ratio at 0.71, indicating its short-term obligations exceed its liquid assets.

Board member Sandip Patel led the final closing with a $1 million investment and will join the company as Chief Financial Officer and General Counsel. Sixth Borough Capital invested an additional $450,000, bringing its total investment to $950,000 across multiple funding rounds.

The notes mature in six months or upon completion of a qualified equity financing of at least $10 million, whichever comes first. Holders may convert the notes into equity at the same share price as a qualified financing. Dawson James Securities served as the exclusive placement agent.

"This financing, funded in material part by our own directors, underscores our confidence in the Company’s performance and trajectory," said John Schaible, AtlasClear Holdings Executive Chairman, in the release.

AtlasClear Holdings plans to file its 10-K on or before Monday, September 29, followed by an earnings call scheduled for Tuesday, September 30 at 8:30 a.m. Eastern time. With revenue of $14.83 million in the last twelve months and current trading at $0.40 per share, InvestingPro analysis suggests the stock may be undervalued. Subscribers can access 14 additional ProTips and detailed financial metrics to better understand the company’s potential.

The company describes itself as building a technology-enabled financial services firm focused on small and middle market financial services companies. Its subsidiaries include Wilson-Davis & Co., a full-service correspondent securities broker-dealer, and Commercial Bancorp of Wyoming.

In other recent news, AtlasClear Holdings Inc. has announced several significant financial developments. The company secured $3 million in gross proceeds through the issuance of promissory notes to strategic investors, resulting in an aggregate principal amount of $3.6 million. These notes, issued with a 20% Original Issue Discount, mature in six months or upon completion of a qualified equity financing of at least $10 million. Additionally, AtlasClear has updated the terms of its $45 million investment agreement with Hanire LLC, restructuring the payment schedule from four tranches to two, with an initial investment of $20 million.

Moreover, AtlasClear received a $500,000 debenture investment from Sixth Borough Capital LP, led by Dawson James CEO Robert D. Keyser, Jr. This investment is expected to support the company’s growth initiatives, including enhancing revenues through broker relationships and expanding retail operations. Dawson James Securities also acted as the placement agent for the recent financing offering. These developments are part of AtlasClear’s ongoing efforts to strengthen its financial position and accelerate growth.

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