Deluxe partners with TowneBank for enhanced merchant services

Published 29/04/2025, 13:06
Deluxe partners with TowneBank for enhanced merchant services

MINNEAPOLIS - Deluxe Corporation (NYSE: DLX), a payments and data company with annual revenue of $2.12 billion and impressive gross profit margins of 53%, has entered into a strategic partnership with TowneBank to provide the bank’s business members with advanced payment processing solutions. The collaboration aims to offer secure, scalable merchant services to help businesses streamline operations and facilitate growth. According to InvestingPro analysis, Deluxe currently appears undervalued, suggesting potential upside for investors interested in the payment processing sector.

TowneBank’s business members will now have access to Deluxe’s merchant processing solutions, which include features such as advanced fraud protection, contactless payment options, and real-time transaction management. The integration of Deluxe’s technology with TowneBank’s personalized banking is expected to deliver a secure and efficient payment experience for customers. InvestingPro data reveals that Deluxe maintains a strong market position, with two key investment attributes: a significant 7.79% dividend yield and an impressive 55-year track record of consecutive dividend payments.

Brian Mahony, President of Merchant Services at Deluxe, emphasized the company’s dedication to equipping businesses with financial solutions that drive success. Deluxe’s experience in supporting financial institutions positions them to enhance the banking experience for TowneBank’s business members.

Brian Skinner, Virginia & Northeastern North Carolina President at TowneBank, expressed enthusiasm for the partnership, highlighting the benefits of secure, reliable, and innovative payment solutions for business efficiency and growth. The collaboration reflects a shared commitment to innovation in financial solutions that prioritize security and efficiency.

Deluxe Corporation has a history of over 100 years in supporting businesses with payment and data solutions. The company’s scale and reach, processing over $2 trillion in annual payment volume, enable it to serve a wide range of customers, from small businesses to large consumer brands. For deeper insights into Deluxe’s financial health and growth potential, investors can access comprehensive analysis and additional ProTips through InvestingPro’s detailed research reports.

This partnership announcement is based on a press release statement and aims to provide TowneBank’s business members with the tools necessary to optimize their payment processing capabilities.

In other recent news, Deluxe Corporation reported a strong fourth-quarter 2024 performance, surpassing earnings per share (EPS) expectations with a reported $1.18 against a forecast of $0.83. Despite a 3.2% year-over-year decline in revenue to $2,122 million, the company saw an increase in adjusted EBITDA by 3.9% to $406 million. Analysts from S&P Global Ratings upgraded Deluxe’s credit rating to ’B’ from ’B-’, citing improved cash flow and reduced leverage, with expectations for further deleveraging in the coming years. Additionally, Deluxe Corporation has appointed Morgan M. Schuessler, a payments industry veteran, to its Board of Directors, enhancing its strategic focus on the payments sector. The company also launched new products, including the Deluxe Payment Platform, to strengthen its competitive position. Looking forward to 2025, Deluxe projects revenue between $2,090 million and $2,155 million, with stable growth anticipated in its merchant and B2B segments. The company’s financial strategy remains focused on debt reduction, with a net debt decrease of $52 million in 2024. Deluxe aims to achieve a net leverage target of less than 3.0x by 2026, supported by strategic investments and operational improvements.

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