FICO stock hits 52-week low at 1482.83 USD

Fair Isaac and Company Inc. (NYSE:FICO) stock has recently reached a 52-week low, hitting a price of 1482.83 USD. According to InvestingPro data, despite impressive gross profit margins of 81% and strong return on assets of 33%, the stock has experienced significant pressure, falling about 9% in just the past week. This marks a significant downturn for the company, reflecting a 1-year change of -7.49%. While the decline suggests near-term challenges, analysts maintain a positive outlook, with six analysts recently revising earnings estimates upward. The 52-week low is an important indicator for investors as it underscores the lowest price point the stock has reached in the past year. For deeper insights into FICO’s valuation and 15+ additional ProTips, explore the comprehensive Pro Research Report available on InvestingPro.

In other recent news, Fair Isaac Corporation (FICO) has announced the introduction of two new credit scoring models that incorporate buy now, pay later (BNPL) loan data, scheduled for release in Fall 2025. This initiative aims to provide lenders with a more comprehensive view of consumers’ repayment behaviors, potentially benefiting BNPL borrowers by increasing their credit scores. Meanwhile, the Federal Housing Finance Agency (FHFA) has permitted the use of VantageScore 4.0 for mortgages, impacting Fair Isaac’s market dynamics. Despite this, Goldman Sachs maintains a Buy rating on Fair Isaac, citing the complexity and cost of switching scoring models as factors that may limit the shift away from FICO scores. Wells Fargo (NYSE:WFC), however, lowered its price target on Fair Isaac to $2,300, expressing concerns about regulatory changes in mortgage credit scoring. BMO Capital initiated coverage with an Outperform rating and a $2,000 price target, highlighting Fair Isaac’s strong business margins. Raymond (NSE:RYMD) James also maintained its Outperform rating with a $2,230 price target, noting the company’s established position in various credit markets. These developments reflect ongoing adjustments in the credit scoring landscape and Fair Isaac’s strategic responses.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.