iA Financial to acquire RF Capital in $597 million deal

Published 28/07/2025, 12:06
iA Financial to acquire RF Capital in $597 million deal

QUEBEC CITY & TORONTO - iA Financial Corporation Inc. (TSX:IAG) announced Monday it has entered into a definitive agreement to acquire RF Capital Group Inc. (TSX:RCG) for $597 million, strengthening its position in the Canadian independent wealth management market.

The all-cash transaction values RF Capital’s common shares at $20.00 per share, representing a premium of approximately 107% to RF Capital’s closing price on July 25. The deal includes $370 million for RF Capital’s fully diluted equity and $227 million in financial obligations. InvestingPro analysis reveals that RF Capital trades at a P/E ratio of 3.27, though its current ratio of 0.65 indicates some liquidity challenges.

RF Capital operates under the Richardson Wealth brand and manages more than $40 billion in assets under administration, primarily serving high-net-worth clients through 23 offices across Canada. For detailed insights into RF Capital’s valuation and growth prospects, investors can access comprehensive analysis through InvestingPro’s exclusive research reports, which offer in-depth coverage of over 1,400 top stocks.

"This acquisition aligns with iA’s unique model by expanding our reach in target segments and enhancing our scalable distribution model," said Denis Ricard, President and CEO of iA Financial Group.

The transaction will increase iA Wealth’s advisory network assets under administration to approximately $175 billion and is expected to be neutral to core earnings in the first year and accretive to core earnings per share by at least $0.15 in the second year.

Under the agreement, Richardson Wealth will maintain its brand identity and operational independence while benefiting from iA’s financial strength and resources. The companies expect to achieve synergies through third-party provider consolidation, corporate function integration, and technology platform alignment.

The transaction has been unanimously approved by RF Capital’s board of directors and is supported by Richardson Financial Group Limited, which owns approximately 44.32% of RF Capital’s common shares.

Subject to shareholder and regulatory approvals, the transaction is expected to close during the fourth quarter of 2025. Upon completion, RF Capital intends to delist its shares from the Toronto Stock Exchange.

This article is based on a press release statement from iA Financial Corporation Inc. and RF Capital Group Inc.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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