MeridianLink and Jack Henry expand partnership to enhance digital lending

Published 21/08/2025, 21:18
MeridianLink and Jack Henry expand partnership to enhance digital lending

IRVINE, Calif. - MeridianLink, Inc. (NYSE:MLNK) and Jack Henry (NASDAQ:JKHY), an $11.9 billion market cap fintech company with 7.2% revenue growth over the last twelve months, announced Thursday an expansion of their 15-year relationship to enhance digital lending and account opening capabilities for community banks and credit unions.

Under the expanded agreement, Jack Henry will resell MeridianLink’s suite of platform solutions, including MeridianLink Mortgage and MeridianLink Consumer. The collaboration builds on the companies’ existing alliance, which currently serves over 500 financial institutions. According to InvestingPro, Jack Henry maintains strong financial health with a 42.9% gross profit margin and has consistently raised its dividend for 21 consecutive years.

The partnership will extend capabilities across consumer and mortgage lending, allowing financial institutions to enhance account opening, application processing, loan origination, and cross-selling experiences.

"Our expanded relationship underscores the power of our integrated offering and the ability of our platform to deliver differentiated outcomes for banks and credit unions," said Larry Katz, President and Chief Executive Officer designate of MeridianLink.

Jack Henry President and Chief Executive Officer Greg Adelson added, "Our longstanding collaboration has delivered tremendous value for our growing ecosystem, and we look forward to our ability to now offer extended capabilities of the MeridianLink One platform."

The MeridianLink One platform provides financial institutions with tools spanning the digital lending journey, including deposit account opening, consumer and mortgage loan origination, credit reporting, data verification, analytics, and collections.

According to the press release, the platform aims to eliminate the need for disparate financial offerings, reduce silos, and increase efficiencies for financial institutions. InvestingPro analysis suggests Jack Henry is currently trading below its Fair Value, with additional insights available in the comprehensive Pro Research Report, which offers deep-dive analysis of 1,400+ top US stocks.

In other recent news, Jack Henry & Associates Inc. reported its fourth-quarter earnings for fiscal year 2025, surpassing analysts’ expectations. The company achieved an earnings per share of $1.75, exceeding the projected $1.55, marking a 12.9% surprise. Revenue also outperformed forecasts, reaching $615.37 million compared to the anticipated $601.33 million. Despite these positive results, Jack Henry & Associates mentioned potential revenue challenges in fiscal 2026. The company’s stock experienced a slight decline, but specific price movements are not discussed here. Analysts had set expectations that the company managed to exceed, showing strong performance in the reported quarter. The earnings announcement reflects recent developments and provides insights into the company’s financial health.

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