Real Brokerage launches embedded lending solution for agents

Published 14/10/2025, 12:38
Real Brokerage launches embedded lending solution for agents

MIAMI - The Real Brokerage Inc. (NASDAQ:REAX), a technology-driven real estate company with a market capitalization of $823 million, introduced Real Wallet Capital, an embedded lending solution providing U.S. real estate agents with access to working capital, according to a company press release. According to InvestingPro data, the company maintains a strong financial position with more cash than debt and a healthy current ratio of 1.29.

The new service, built within Real’s proprietary software platform reZEN, allows eligible agents to access credit based on their transaction history and business pipeline. The solution offers same-day fund transfers directly through the Real Wallet interface. For detailed analysis of REAX’s technological initiatives and growth potential, InvestingPro subscribers can access comprehensive research reports covering 1,400+ top stocks.

"Capital brings embedded finance to the real estate industry for the first time, giving eligible agents same-day access to the funds they need when they need them, without the headaches of traditional lending," said Tamir Poleg, Chairman and CEO of Real.

The service features performance-based underwriting that continuously evaluates agents’ eligibility using historical earnings data, pending transactions, and projected income. Repayment includes small monthly servicing payments, with a portion of commission and revenue share earnings automatically allocated toward repayment.

Initially launching in 28 states and the District of Columbia, the company plans to expand Real Wallet Capital nationwide in the coming months. Banking services in the U.S. are provided by Thread Bank, Member FDIC, while Real Wallet Capital is provided by Real Broker Financial, LLC.

Real Wallet Capital is part of the broader Real Wallet ecosystem, which was introduced a year ago and is now used by more than 4,000 Real agents. The platform combines financial tools, tax saving resources, and integrated lending in one interface.

The Real Brokerage, which supports over 30,000 agents across the U.S. and Canada, describes itself as a real estate experience company working to simplify real estate transactions through technology. The company has demonstrated impressive growth, with revenue increasing by 73% in the last twelve months. Analysts remain optimistic about REAX’s prospects, with InvestingPro analysis indicating the stock is currently trading below its Fair Value, suggesting potential upside opportunity.

In other recent news, Real Brokerage Inc. reported its financial results for the second quarter of 2025, surpassing expectations with a notable earnings beat and robust revenue growth. The company announced earnings per share of $0.01, significantly exceeding the forecasted $0.0033, resulting in a 203.03% surprise. Additionally, Real Brokerage’s revenue reached $541 million, surpassing the anticipated $489.07 million. These figures indicate strong performance for the quarter. Despite these positive financial results, there was a decline in the company’s stock in pre-market trading. No other major developments, such as mergers or acquisitions, were reported. Analyst opinions on the company’s future performance were not detailed in the recent updates.

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