Village Farms streamlines cannabis loans, secures rate cut

Published 22/04/2025, 12:08
Village Farms streamlines cannabis loans, secures rate cut

VANCOUVER - Village Farms International, Inc. (NASDAQ: VFF), a $68.5 million market cap player in the controlled environment agriculture space, has successfully refinanced its Canadian Cannabis Term Loans, the company announced Tuesday. According to InvestingPro data, the company maintains a healthy current ratio of 1.86, indicating strong short-term liquidity. The move consolidates three former loans into a single credit facility with a lower interest rate and extended maturity date.

The new facility, held with two of the company’s existing lenders, boasts a variable interest rate below 8.0 percent, marking a 50 basis point reduction from previous rates. Additionally, the credit facility comes with improved financial covenants and is set to mature on February 7, 2028, extending beyond the original due date of February 7, 2026. Based on InvestingPro Fair Value analysis, the stock currently appears undervalued, trading at just 0.27 times book value.

CEO Michael DeGiglio expressed satisfaction with the refinancing, stating that the improved terms would enhance financial flexibility and reflect confidence in the company’s growth trajectory. This financial restructuring follows closely on the heels of last week’s announcement regarding amended terms for the company’s FCC produce loan.

Village Farms International operates across North America, the Netherlands, and other international markets, focusing on high-value, plant-based consumer packaged goods. With revenue growth of 17.71% over the last twelve months and annual revenue of $336.18 million, its subsidiary, Pure Sunfarms, is noted as one of the world’s largest cannabis operations and a leading brand in Canada. The company also has a significant presence in the CBD and hemp market through Balanced Health Botanicals in the U.S., though it currently operates at a 14.1% gross margin.Get access to 12 additional exclusive InvestingPro Tips and comprehensive financial analysis in our Pro Research Report, helping you make more informed investment decisions.

The company’s strategic ventures include international medical cannabis exports, potential entry into the U.S. high-THC cannabis market, and investments in renewable energy. Its partnership with Terreva Renewables in the VFCE project contributes to reducing greenhouse gas emissions in Vancouver. With a beta of 2.16, investors should note the stock’s higher volatility compared to the broader market.

This financial development is based on a press release statement from Village Farms International. The company’s forward-looking statements indicate plans for continued expansion and leveraging of its existing market position, while acknowledging the risks inherent in the cannabis, hemp, and agricultural industries.

In other recent news, Village Farms International reported its fourth-quarter earnings for 2024, showing an 11% increase in revenue to $83 million. However, the company posted a net loss of $0.08 per share, missing the expected EPS of -$0.02. Village Farms has been granted a 180-day extension by Nasdaq to meet its minimum bid price requirement, extending the deadline to October 13, 2025. The company also successfully renegotiated its credit agreement with Farm Credit Canada, securing more favorable financial covenants that will aid in its strategic growth, particularly in the cannabis sector. Analysts from ATB Capital Markets have noted the company’s potential for international sales growth, expecting medicinal export sales to triple in 2025. Additionally, Village Farms launched a new vape product that quickly gained national recognition, ranking #6 in the market. The company continues to expand its international footprint, with significant growth in medical cannabis exports to countries like Germany and Australia. Village Farms is also making strides in clean energy through a partnership with Terreva Renewables, focusing on reducing greenhouse gas emissions in Vancouver.

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