Warwick Finance Residential Mortgages to replace servicer with Topaz

Published 03/10/2025, 14:52
Warwick Finance Residential Mortgages to replace servicer with Topaz

LONDON - Warwick Finance Residential Mortgages Number Three PLC announced Friday it will replace Western Mortgage Services Limited as the servicer of its mortgage portfolio with Topaz Finance Limited, according to a notice to noteholders.

The transaction involves transferring both servicing responsibilities and legal title of the mortgage loans to Topaz from the current legal title holders. The change affects £1.74 billion in mortgage-backed floating rate notes due December 2049.

To facilitate this transition, the issuer and other transaction parties will implement several modifications to the existing securitization structure, including amendments to key agreements and the creation of new transaction documents.

These changes include a deed of amendment to revise the master definitions schedule, a supplemental deed of charge to include Topaz as a secured creditor, and a new servicing and legal title holder deed for the mortgage loans.

The Co-Operative Bank will provide a deed of indemnity to stand behind certain indemnities previously offered by the legal title holders for the issuer’s benefit. Additionally, Capita PLC will issue a deed of guarantee regarding the servicer’s surviving liabilities after the legal title transfer.

As part of the restructuring, the issuer will release Western Mortgage Services Limited, Homeloan Management Limited (the back-up servicer), and the current legal title holders from their obligations under the transaction documents.

The amended and additional transaction documents are available on the company’s online portal, according to the statement based on the press release.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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