Lincoln National reports Q1 earnings and revenue miss

Published 08/05/2025, 11:42
Lincoln National reports Q1 earnings and revenue miss

NEW YORK - Lincoln National Corporation (NYSE:LNC) reported mixed first quarter 2025 results, with earnings slightly missing estimates but revenue coming in close to expectations on Thursday.

The insurance and retirement solutions provider’s shares were up 0.03% in premarket trading following the release.

Lincoln National reported adjusted earnings per share of $1.60 for the first quarter, falling short of the $1.64 analyst consensus estimate. Revenue came in at $4.69 billion, just below the $4.71 billion analysts were expecting but up 13.9% YoY from $4.12 billion in Q1 2024.

"We delivered solid results in the first quarter of 2025 as we continued to execute on our strategy to transform Lincoln," said Ellen Cooper, Chairman, President and CEO of Lincoln Financial.

The company’s Group Protection segment saw earnings increase 26% YoY to $101 million, with the operating margin expanding 120 basis points to 7.4%. Annuities generated $3.8 billion in sales, up 33% YoY, with spread-based products comprising about 60% of total sales.

Lincoln National’s average account balances grew 5.4% YoY to $163.7 billion in the Annuities segment. The Life Insurance (NSE:LIFI) segment reported an operating loss of $16 million, improving from a $35 million loss in the prior year quarter.

Lincoln National ended the quarter with an estimated risk-based capital ratio above 420%, which the company said reinforces its ability to navigate the current macroeconomic environment and support growth initiatives.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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