Southern Missouri Bancorp director sells $178,130 in stock

Published 20/02/2025, 21:30
Southern Missouri Bancorp director sells $178,130 in stock

William E. Young, a director at Southern Missouri Bancorp Inc. (NASDAQ:SMBC), a $676 million market cap regional bank currently trading at $60.09, has reported a series of stock transactions, according to a recent SEC filing. On February 18, Young sold a total of 3,000 shares of common stock, resulting in proceeds of approximately $178,130. The shares were sold at prices ranging from $59.24 to $59.87. According to InvestingPro data, the stock is currently fairly valued and trades at an attractive P/E ratio of 13.

Following these transactions, Young holds 45,649 shares directly owned through a revocable trust. Additionally, he has indirect holdings, including 2,351 shares as a custodian for his son, 3,488 shares via an IRA, and 160,000 shares through Young Partners. The company has maintained dividend payments for 31 consecutive years, with analysts setting price targets between $68 and $75.

The filing also disclosed that Young was granted 400 shares of restricted stock at no cost, which are set to vest over five years starting February 9, 2026. Furthermore, Young holds derivative rights to purchase 7,500 shares at an exercise price of $46.94, with these options becoming exercisable in installments over a five-year period beginning February 21, 2024. Get more insights about SMBC’s financial health, which InvestingPro rates as GOOD, along with 7 additional ProTips in the comprehensive Pro Research Report.

In other recent news, Southern Missouri Bancorp reported notable financial results for the second quarter of fiscal year 2025. The company achieved earnings per share of $1.30, surpassing analyst forecasts of $1.28, and reported revenue of $45.01 million, which also exceeded expectations set at $44.61 million. This performance was primarily driven by a 4% quarter-over-quarter increase in net interest income and a stable net interest margin. Additionally, loan balances saw a significant rise of $60 million during the quarter, contributing to an 8% year-over-year growth.

Keefe, Bruyette & Woods revised their financial outlook on Southern Missouri Bancorp, lowering the stock price target to $68 while maintaining a Market Perform rating. This adjustment came after the company’s fiscal year 2024 second-quarter results, which indicated a strong performance attributed to increased net interest income and stable asset quality metrics. The firm also revised its fiscal year 2025 earnings estimate upwards by 4% due to better-than-expected net interest income, while the fiscal year 2026 forecast was decreased by 3% considering anticipated credit normalization and lower fee income.

Southern Missouri Bancorp’s asset quality remained strong, with stable non-performing loan balances and a slight decrease in total delinquent loans. The company expects to maintain competitive loan growth, with an optimistic outlook for fiscal year 2025 driven by a favorable yield curve and robust business activity. Despite these positive developments, the company acknowledges potential challenges in the agricultural market, including declining commodity prices and shifts in crop acreage.

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