Southern Missouri Bancorp Inc (SMBC)

Currency in USD
52.06
+0.21(+0.41%)
Closed·
After Hours
52.060.00(0.00%)
·
SMBC Scorecard
Full Analysis
Has raised its dividend for 13 consecutive years
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Fair Value
Day's Range
51.9952.50
52 wk Range
45.1068.69
Key Statistics
Prev. Close
51.85
Open
52.32
Day's Range
51.99-52.5
52 wk Range
45.1-68.69
Volume
17.85K
Average Volume (3m)
41.29K
1-Year Change
5.15%
Book Value / Share
46.89
Fair Value
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Fair Value Upside
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SMBC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
67.50
Upside
+29.66%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a high P/E ratio relative to near-term earnings growth
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Southern Missouri Bancorp Inc Company Profile

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, saving accounts, certificates of deposit, retirement savings plans, and money market deposit accounts. It also provides loans, such as residential mortgage, commercial real estate, construction, and commercial business loans; and consumer loans comprising home equity, direct and indirect automobile loans, second mortgages, mobile home loans, and loans secured by deposits. In addition, the company offers fiduciary and investment management services; commercial and consumer insurance; online and mobile banking services; and debit or credit cards. The company was founded in 1887 and is headquartered in Poplar Bluff, Missouri.

Sector
Financial
Employees
714

Southern Missouri Bancorp Inc Earnings Call Summary for Q4/2025

  • Q4 2025 EPS of $1.39 beat expectations by 10.32%, with revenue of $47.61M exceeding forecasts by 2.92%
  • Full-year earnings reached $5.18 per share, up from $4.42 in 2024; tangible book value per share increased 14% to $41.87
  • SMBC anticipates mid-single-digit loan growth in fiscal 2026, exploring potential M&A opportunities in Missouri and Arkansas
  • Stock closed at $56.48, up 0.39% post-announcement; analysts' price targets range from $60 to $71, indicating potential upside
  • Company faces challenges in agricultural sector but maintains strong loan pipeline and healthy dividend yield of 1.63%
Last Updated: 24/07/2025, 17:30
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Compare SMBC to Peers and Sector

Metrics to compare
SMBC
Peers
Sector
Relationship
P/E Ratio
10.5x15.7x9.5x
PEG Ratio
1.23−0.150.03
Price/Book
1.1x0.8x1.0x
Price / LTM Sales
3.4x2.6x2.8x
Upside (Analyst Target)
29.7%14.2%13.1%
Fair Value Upside
Unlock−8.1%1.9%Unlock

Analyst Ratings

1 Buy
1 Hold
0 Sell
Ratings:
2 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 67.50
(+29.66% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 4.99%
Dividend Yield
1.92%
Industry Median 3.46%
Annualised payout
1.00
Paid quarterly
5-Years Growth
+9.19%
Growth Streak

Earnings

Latest Release
Jul 23, 2025
EPS / Forecast
1.39 / 1.26
Revenue / Forecast
47.61M / 46.26M
EPS Revisions
Last 90 days

SMBC Income Statement

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FAQ

What Stock Exchange Does Southern Missouri Trade On?

Southern Missouri is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Southern Missouri?

The stock symbol for Southern Missouri is "SMBC."

What Is the Southern Missouri Market Cap?

As of today, Southern Missouri market cap is 588.25M.

What Is Southern Missouri's Earnings Per Share (TTM)?

The Southern Missouri EPS (TTM) is 4.99.

When Is the Next Southern Missouri Earnings Date?

Southern Missouri will release its next earnings report on 26 Oct 2025.

From a Technical Analysis Perspective, Is SMBC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Southern Missouri Stock Split?

Southern Missouri has split 2 times.

How Many Employees Does Southern Missouri Have?

Southern Missouri has 714 employees.

What is the current trading status of Southern Missouri (SMBC)?

As of 09 Aug 2025, Southern Missouri (SMBC) is trading at a price of 52.06, with a previous close of 51.85. The stock has fluctuated within a day range of 51.99 to 52.50, while its 52-week range spans from 45.10 to 68.69.
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