Sumitomo Mitsui’s Q3 profit soars 54% due to interest income growth

Published 29/01/2025, 09:22
© Reuters.

Investing.com -- Sumitomo Mitsui Financial Group (NYSE:SMFG), Japan’s second-largest lender by assets, reported a 54% surge in net profit for the third quarter on Wednesday.

The increase was driven by a rise in interest income, with net profit reaching 410.8 billion yen ($2.65 billion) in the October-December period, up from 266.4 billion yen in the same period a year earlier.

This year has been particularly fruitful for SMFG, with the bank experiencing an increase in interest income. This is largely due to the Bank of Japan’s (BOJ) interest rate hikes and a surge in corporate activity in Japan following the end of deflation.

The BOJ’s two interest rate increases in March and July of last year are expected to contribute 70 billion yen to SMFG’s bottom line in the current financial year, according to the bank.

Additionally, the recent rate hike, which took place last week, raising the interest rate to 0.5% from 0.25%, is projected to generate an extra 100 billion yen in net interest income annually, SMFG said.

Despite the strong third-quarter results, SMFG kept its profit forecast for the year through March 2025 steady at 1.16 trillion yen.

The bank had previously raised this forecast from 1.06 trillion yen in November of last year.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.