Citi raises Pinnacle Financial Partners stock price target to $134 on loan growth

Published 01/07/2025, 10:50
Citi raises Pinnacle Financial Partners stock price target to $134 on loan growth

Investing.com - Citi raised its price target on Pinnacle Financial Partners (NASDAQ:PNFP) stock to $134.00 from $126.00 while maintaining a Buy rating. According to InvestingPro data, the $8.49 billion market cap bank is currently trading near its Fair Value.

The investment bank cited improving national lending trends that support a stronger loan growth outlook for the Nashville-based financial institution.

Citi increased both its 2025 and 2026 earnings per share estimates for Pinnacle Financial Partners based on the improved loan growth projections.

The firm expressed confidence in Pinnacle’s credit profile and fee income contributions, specifically highlighting BHG (Bankers Healthcare Group) as a positive factor.

While Citi’s stronger loan growth assumption supported an improved net interest income outlook, the firm noted its expense projections for 2025 are near the high end of Pinnacle’s guidance range.

In other recent news, Pinnacle Financial Partners has been in the spotlight following several key developments. The company recently held its 2025 Annual Meeting of Shareholders, where all 12 directors were re-elected, and executive compensation was approved. Additionally, the shareholders ratified Crowe LLP as the independent registered public accounting firm for the fiscal year ending December 31, 2025. In financial updates, Pinnacle Financial declared dividends for both common and preferred shareholders, with a cash dividend of $0.24 per common share and a preferred dividend totaling approximately $3.8 million.

Analyst firms have also been active in evaluating Pinnacle Financial. Jefferies initiated coverage with a Buy rating and a price target of $135, highlighting the bank’s strong management and growth potential in the Southeastern markets. Conversely, Keefe, Bruyette & Woods (KBW) adjusted their price target to $115 from $130, maintaining a Market Perform rating due to a more conservative stance on earnings estimates amidst macroeconomic headwinds. KBW’s analysis noted strong growth and stable credit metrics in Pinnacle’s recent earnings report, despite maintaining an unchanged guidance. These developments indicate a mixed yet cautiously optimistic outlook from analysts regarding Pinnacle Financial’s future performance.

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