Pinnacle Financial Partners Inc (PNFP)

Currency in USD
98.13
+3.04(+3.20%)
Closed·
98.00-0.13(-0.13%)
·
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Fair Value
Day's Range
94.8398.73
52 wk Range
81.57126.81
Key Statistics
Prev. Close
98.13
Open
94.83
Day's Range
94.83-98.73
52 wk Range
81.57-126.81
Volume
2.56M
Average Volume (3m)
1.41M
1-Year Change
-19.4599%
Book Value / Share
88.75
Fair Value
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Fair Value Upside
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PNFP Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
116.17
Upside
+18.38%
Members' Sentiments
Bearish
Bullish
ProTips
Analysts anticipate sales growth in the current year
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Pinnacle Financial Partners Inc Company Profile

Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loan; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Nashville, Tennessee.

Sector
Financial
Employees
3709

Pinnacle Financial Partners Inc SWOT Analysis


Growth Momentum
Pinnacle Financial Partners shows impressive growth with stock surging over 20% since Q3 2024, outpacing KRE index by 12% and delivering strong returns
Strategic Expansion
Explore PNFP's aggressive hiring strategy and strengthening loan growth pipelines, projecting 7-9% growth and 8-10% net interest income increase for 2024
Valuation Concerns
Analysts caution on PNFP's premium valuation, trading at 14x estimated 2026 earnings, with average price target ranging from $98 to $125, reflecting mixed outlooks
Revenue Diversification
Learn about PNFP's focus on expanding non-BHG fee income streams, potentially enhancing profitability and providing a buffer against interest rate fluctuations
Read full SWOT analysis

Pinnacle Financial Partners Inc Earnings Call Summary for Q4/2025

  • Pinnacle Financial Partners reported Q4 2025 EPS of $1.47, missing forecasts by 34.67%, while revenue exceeded expectations at $629.67 million (14.65% above forecast).
  • Despite the earnings miss, the stock rose 0.28% to $102 in premarket trading, with the company successfully completing its merger with Synovus.
  • Net interest income increased 3% quarter-over-quarter and 12% year-over-year, with period-end loans growing 3% QoQ and 10% YoY.
  • CEO Kevin Blair emphasized strategic integration, stating 'We're scaling with a soul' and confirming the integration is on schedule with strong cultural alignment.
  • For 2026, Pinnacle projects 9-11% loan growth, 8-10% deposit growth, and adjusted revenue between $5-5.2 billion with a net interest margin of 3.45-3.55%.
Last Updated: 22/01/2026, 16:16
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Compare PNFP to Peers and Sector

Metrics to compare
PNFP
Peers
Sector
Relationship
P/E Ratio
23.6x12.1x10.0x
PEG Ratio
0.650.920.03
Price/Book
2.2x1.1x1.0x
Price / LTM Sales
7.6x3.9x2.9x
Upside (Analyst Target)
23.6%13.5%12.6%
Fair Value Upside
Unlock17.7%1.7%Unlock

Analyst Ratings

12 Buy
6 Hold
0 Sell
Ratings:
18 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 116.17
(+18.38% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Piper Sandler
Buy122.00+24.32%120.00MaintainJan 28, 2026
Truist Securities
Buy119.00+21.27%118.00MaintainJan 26, 2026
Citi
Buy122.00+24.32%118.00MaintainJan 26, 2026
Raymond James
Buy120.00+22.29%-MaintainJan 22, 2026
DA Davidson
Hold110.00+12.10%110.00MaintainJan 22, 2026

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 8.07%
Dividend Yield
2.04%
Industry Median 3.21%
Annualised payout
2.00
Paid quarterly
5-Years Growth
+8.45%
Growth Streak

Earnings

Latest Release
Jan 21, 2026
EPS / Forecast
1.47 / 2.25
Revenue / Forecast
629.67M / 549.20M
EPS Revisions
Last 90 days

PNFP Income Statement

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FAQ

What Stock Exchange Does Pinnacle Trade On?

Pinnacle is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Pinnacle?

The stock symbol for Pinnacle is "PNFP."

What Is the Pinnacle (PNFP) Afterhours Price Today? (Afterhours variable test: 98.00) Current Date: 03 Feb 2026

After hours price: 98.00. After hours price change (units): -0.13. Price change percentage: -0.13%

What Is the Pinnacle Market Cap?

As of today, Pinnacle market cap is 14.77B.

What Is Pinnacle's Earnings Per Share (TTM)?

The Pinnacle EPS (TTM) is 8.07.

When Is the Next Pinnacle Earnings Date?

Pinnacle will release its next earnings report on 20 Jan 2026.

From a Technical Analysis Perspective, Is PNFP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has Pinnacle Stock Split?

Pinnacle has split 1 times.

How Many Employees Does Pinnacle Have?

Pinnacle has 3709 employees.

What is the current trading status of Pinnacle (PNFP)?

As of 03 Feb 2026, Pinnacle (PNFP) is trading at a price of 98.13, with a previous close of 98.13. The stock has fluctuated within a day range of 94.83 to 98.73, while its 52-week range spans from 81.57 to 126.81.

What Is Pinnacle (PNFP) Price Target According to Analysts?

The average 12-month price target for Pinnacle is USD116.17, with a high estimate of USD135 and a low estimate of USD100. 12 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +18.38% Upside potential.

What Is the PNFP After Hours Price?

PNFP's last after hours stock price is 98.00, the stock has decreased by -0.13, or -0.13%.
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