Citi raises Pinnacle Financial shares target on growth outlook

Published 18/07/2024, 12:02
Citi raises Pinnacle Financial shares target on growth outlook

On Thursday, Citi increased its price target on Pinnacle Financial Partners (NASDAQ:PNFP) shares, traded on NASDAQ:PNFP, to $113 from $93, while maintaining a Buy rating on the stock. This adjustment reflects the bank's anticipation of improved net interest margin (NIM) and overall growth rate in 2025.

Citi's analysis suggests that despite a slight slowdown in the first half of 2024, Pinnacle Financial's strategic hiring across its markets and balance sheet management strategies are expected to bolster its financial performance. The firm notes that the bank's recent investments in Florida-based talent should help Pinnacle Financial continue to gain market share.

Although expenses are projected to reach the higher end of the company's guidance, Citi expresses confidence in Pinnacle Financial's management team and their ability to deliver sustainable high-level returns. The bank's strategy, despite a sluggish quarter, is believed to be sound, with the management team well-equipped to implement it successfully.

The raised price target is also justified by the potential modest increase in NIM and a return to the company's historical growth trends. Citi concludes that Pinnacle Financial's stock provides an attractive risk/reward entry point for investors, underpinning the positive outlook for the bank's financial prospects.

In other recent news, Pinnacle Financial Partners experienced a series of notable events. Piper Sandler downgraded the bank's stock from Overweight to Neutral due to expectations of limited near-term growth.

The firm also increased the bank's price target to $98.00 from $95.00. The revised earnings estimates for 2025 were set at $7.85, a slight decrease from the earlier forecast of $7.90.

Meanwhile, Stephens maintained an Overweight rating on Pinnacle Financial's stock but lowered the price target to $102 from $109. This adjustment came amidst an evaluation of the company's strategic positioning and financial performance. The firm expects Pinnacle Financial to exhibit year-over-year pre-provision net revenue growth of 2.7%.

In the company's first-quarter earnings call for 2024, Pinnacle Financial reported solid revenue growth and balance sheet expansion. The company targets loan growth of 9% to 11% for the year and raised guidance for fee revenues. These developments reflect recent changes in the company's performance and analyst perspectives.

InvestingPro Insights

In light of Citi's recent price target increase for Pinnacle Financial Partners (NASDAQ:PNFP), InvestingPro data and tips offer additional context for investors considering the stock. With a market capitalization of $7.19 billion and a price-to-earnings (P/E) ratio of 18, Pinnacle Financial appears to be maintaining a stable valuation relative to its earnings. The company's return on assets over the last twelve months stands at 0.84%, reflecting a level of asset efficiency that investors often appreciate.

Two noteworthy InvestingPro Tips for Pinnacle Financial include the fact that five analysts have revised their earnings upwards for the upcoming period, indicating a positive consensus on the company's future profitability. Additionally, the stock is trading near its 52-week high, with a price 98.74% of this peak, which could suggest investor confidence or, as per the RSI indicator, a potential overbought condition that warrants caution.

For those interested in further insights, InvestingPro offers additional tips on Pinnacle Financial Partners, which can be accessed at https://www.investing.com/pro/PNFP. Investors can use the coupon code PRONEWS24 to get up to 10% off a yearly Pro and a yearly or biyearly Pro+ subscription, providing access to a wealth of analysis and data to help make informed decisions. There are 9 additional InvestingPro Tips available, offering a deeper dive into the company's financial health and market performance.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.