First Citizens BancShares completes $600 million subordinated notes offering

Published 05/09/2025, 23:14
First Citizens BancShares completes $600 million subordinated notes offering

First Citizens BancShares, Inc. (NASDAQ:FCNCA), a $24.89 billion market cap bank with a GOOD financial health score according to InvestingPro, announced Friday that it has issued and sold $600 million in aggregate principal amount of its 5.600% Fixed Rate Reset Subordinated Notes due 2035. The notes were offered in a public transaction conducted under a registration statement previously filed with the Securities and Exchange Commission.

According to a press release statement, the notes were sold through an underwriting agreement dated September 2, with BofA Securities, Inc. and Morgan Stanley & Co. LLC acting as representatives for the underwriters. The issuance was completed pursuant to a subordinated base indenture originally dated March 4, 2020, and a third supplemental indenture dated September 5, 2025, both between First Citizens BancShares and U.S. Bank Trust Company, National Association, as trustee.

The offering was conducted under the company’s shelf registration statement on Form S-3, filed August 14, 2024, and supplemented by a prospectus supplement dated September 2, 2025. The notes carry a fixed interest rate of 5.600% and mature in 2035.

First Citizens BancShares’ common stock and certain preferred shares are listed on the Nasdaq Global Select Market under the symbols FCNCA, FCNCP, and FCNCO.

This information is based on a press release statement included in a filing with the Securities and Exchange Commission.

In other recent news, First Citizens BancShares reported a strong second quarter for 2025, with earnings per share of $44.78, surpassing the forecasted $39.29. The company’s revenue also exceeded expectations, reaching $2.38 billion compared to the anticipated $2.18 billion. Following these positive results, TD Cowen raised its price target for First Citizens BancShares to $2,600, while maintaining a Buy rating. However, Piper Sandler downgraded the stock from Overweight to Neutral, keeping its price target at $2,150. The downgrade was attributed to a more muted growth in loans and deposits and downward revisions to the bank’s full-year 2025 guidance. Despite these mixed analyst opinions, the company’s earnings call highlighted robust performance in the second quarter. These developments reflect varied perspectives from analysts on the company’s future trajectory.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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