First Citizens BancShares Inc (FCNCA)

Currency in USD
1,828.13
+7.28(+0.40%)
Closed·
After Hours
1,828.50+0.37(+0.02%)
·
FCNCA Scorecard
Full Analysis
Management has been aggressively buying back shares
Unusual trading volume
FCNCA is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
1,789.691,839.22
52 wk Range
1,473.622,412.93
Key Statistics
Prev. Close
1,820.85
Open
1,839.22
Day's Range
1,789.69-1,839.22
52 wk Range
1,473.62-2,412.93
Volume
286.36K
Average Volume (3m)
89K
1-Year Change
-6.8%
Book Value / Share
1,611.5
Fair Value
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Fair Value Upside
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FCNCA Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
2,303.57
Upside
+26.01%
Members' Sentiments
Bearish
Bullish
ProTips
Has raised its dividend for 8 consecutive years
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

First Citizens BancShares Inc Company Profile

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through General Bank, Commercial Bank, Silicon Valley Bank (SVB) Commercial, and Rail segments. The company’s deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction, commercial and industrial, and small business administration loans, as well as non-owner and owner occupied commercial mortgages. In addition, the company offers consumer loans, such as revolving mortgage, consumer auto, residential mortgage, and other consumer loans. Further, it provides wealth management services, including annuities, brokerage services, and third-party mutual funds; and investment management and advisory, trust, cash management, leasing, capital market, asset-based lending, factoring, receivables management and secured financing, underwriting and private placement, insurance, and other financial and advisory services. Additionally, the company offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. It provides its products and services through online and mobile banking platforms, as well as branch locations. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

Sector
Financial
Employees
17333

First Citizens BancShares Inc Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $44.78 beat estimates by 13.97%, revenue of $2.38B exceeded forecast by 9.17%, driving 2% stock rise in premarket trading
  • Strong performance attributed to diversified business model and expense management; leadership maintained in technology and healthcare sectors
  • Full-year loan guidance revised to $143-$146B, deposit guidance to $161-$166B; 0-2 rate cuts anticipated in latter half of 2025
  • CEO highlighted strength of diversified business lines; CFO emphasized robust risk management and rigorous underwriting standards
  • Challenges include macroeconomic uncertainty, regulatory compliance costs, and muted venture investment activity, particularly in early-stage deals
Last Updated: 26/07/2025, 05:42
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Compare FCNCA to Peers and Sector

Metrics to compare
FCNCA
Peers
Sector
Relationship
P/E Ratio
10.1x11.5x9.5x
PEG Ratio
−1.520.810.03
Price/Book
1.1x0.9x1.0x
Price / LTM Sales
2.6x3.4x2.8x
Upside (Analyst Target)
27.0%17.7%13.1%
Fair Value Upside
Unlock0.3%1.9%Unlock

Analyst Ratings

8 Buy
6 Hold
0 Sell
Ratings:
14 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 2,303.57
(+26.01% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 169.70%
Dividend Yield
0.43%
Industry Median 3.46%
Annualised payout
7.80
Paid quarterly
5-Years Growth
+36.17%
Growth Streak

Earnings

Latest Release
Jul 25, 2025
EPS / Forecast
44.78 / 39.29
Revenue / Forecast
2.38B / 2.18B
EPS Revisions
Last 90 days

FCNCA Income Statement

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FAQ

What Stock Exchange Does First Citizens BancShares Trade On?

First Citizens BancShares is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for First Citizens BancShares?

The stock symbol for First Citizens BancShares is "FCNCA."

What Is the First Citizens BancShares Market Cap?

As of today, First Citizens BancShares market cap is 23.69B.

What Is First Citizens BancShares's Earnings Per Share (TTM)?

The First Citizens BancShares EPS (TTM) is 169.70.

When Is the Next First Citizens BancShares Earnings Date?

First Citizens BancShares will release its next earnings report on 22 Oct 2025.

From a Technical Analysis Perspective, Is FCNCA a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has First Citizens BancShares Stock Split?

First Citizens BancShares has split 0 times.

How Many Employees Does First Citizens BancShares Have?

First Citizens BancShares has 17333 employees.

What is the current trading status of First Citizens BancShares (FCNCA)?

As of 09 Aug 2025, First Citizens BancShares (FCNCA) is trading at a price of 1,828.13, with a previous close of 1,820.85. The stock has fluctuated within a day range of 1,789.69 to 1,839.22, while its 52-week range spans from 1,473.62 to 2,412.93.
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