Banco Comercial Portugues (BCP)

Currency in EUR
0.7216
+0.0306(+4.43%)
Closed·
BCP Scorecard
Full Analysis
Trading at a high P/E ratio relative to near-term earnings growth
Unusual trading volume
Fair Value
Day's Range
0.69780.7442
52 wk Range
0.34000.7442
Key Statistics
Prev. Close
0.7216
Open
0.699
Day's Range
0.6978-0.7442
52 wk Range
0.34-0.7442
Volume
224.28M
Average Volume (3m)
75.17M
1-Year Change
85.12%
Book Value / Share
0.49
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
0.7186
Downside
-0.42%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Banco Comercial Portugues Company Profile

Banco Comercial Português, S.A. engages in the provision of various banking and financial products and services in Portugal and internationally. The company operates through Retail Banking; Companies and Corporate; Private Banking; and Other segments. It offers a range of financial products and services, including current accounts, payment systems, savings and investment products, private banking, asset management, and investment banking services, such as mortgage loans, personal loans, commercial banking, leasing, factoring, insurance, and other products. The company is also involved in the provision of investment fund and real estate management, e-commerce, web portal, leasing, consulting, brokerage, marketing, and real estate investment fund management services; and internet, telephone, and mobile banking services as well as buying and selling of real estate. Banco Comercial Português, S.A. was incorporated in 1985 and is based in Porto, Portugal.

Sector
Financial
Employees
15716
Market
Portugal

Banco Comercial Portugues Earnings Call Summary for Q2/2025

  • Revenue exceeded forecast by 4.52%, reaching €939 million, while EPS missed expectations by 8.57% at €0.0128
  • Stock price rose 4.43% to €0.7216, reflecting investor confidence in revenue growth and digital transformation efforts
  • Consolidated net income increased 3.5% year-on-year to €52 million, with ROE at 14.3% and improved cost-to-income ratio
  • Company projects mid-single-digit loan growth, stable net interest income for 2025, and potential growth in Portugal for 2026
  • Management emphasized commitment to value creation and confidence in robust business model and profitability
Last Updated: 31/07/2025, 19:34
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Compare BCP to Peers and Sector

Metrics to compare
BCP
Peers
Sector
Relationship
P/E Ratio
12.4x10.1x9.6x
PEG Ratio
2.460.460.03
Price/Book
1.5x1.4x1.0x
Price / LTM Sales
3.2x3.5x2.8x
Upside (Analyst Target)
0.5%3.5%12.5%
Fair Value Upside
Unlock5.6%2.2%Unlock

Analyst Ratings

9 Buy
4 Hold
1 Sell
Ratings:
14 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 0.7186
(-0.42% Downside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.06%
Dividend Yield
4.16%
Industry Median 4.36%
Annualised payout
0.03
Paid annually
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Jul 30, 2025
EPS / Forecast
0.0128 / 0.014
Revenue / Forecast
938.90M / 898.41M
EPS Revisions
Last 90 days

BCP Income Statement

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FAQ

What Stock Exchange Does Banco Comercial Trade On?

Banco Comercial is listed and trades on the Lisbon Stock Exchange stock exchange.

What Is the Stock Symbol for Banco Comercial?

The stock symbol for Banco Comercial is "BCP."

What Is the Banco Comercial Market Cap?

As of today, Banco Comercial market cap is 10.91B.

What Is Banco Comercial's Earnings Per Share (TTM)?

The Banco Comercial EPS (TTM) is 0.06.

When Is the Next Banco Comercial Earnings Date?

Banco Comercial will release its next earnings report on 28 Oct 2025.

From a Technical Analysis Perspective, Is BCP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Banco Comercial Stock Split?

Banco Comercial has split 13 times.

How Many Employees Does Banco Comercial Have?

Banco Comercial has 15716 employees.

What is the current trading status of Banco Comercial (BCP)?

As of 01 Aug 2025, Banco Comercial (BCP) is trading at a price of 0.72, with a previous close of 0.72. The stock has fluctuated within a day range of 0.70 to 0.74, while its 52-week range spans from 0.34 to 0.74.

What Is Banco Comercial (BCP) Price Target According to Analysts?

The average 12-month price target for Banco Comercial is EUR0.71857, with a high estimate of EUR0.83 and a low estimate of EUR0.64. 9 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Buy. The stock has an -0.42% Downside potential.
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