Citizens Financial Group Inc (CFG)

Currency in USD
49.09
-0.24(-0.49%)
Closed·
After Hours
49.25+0.16(+0.33%)
·
CFG Scorecard
Full Analysis
7 analysts have revised their earnings upwards for the upcoming period
CFG is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
48.9049.75
52 wk Range
32.6049.98
Key Statistics
Prev. Close
49.09
Open
49.74
Day's Range
48.9-49.75
52 wk Range
32.6-49.98
Volume
2.81M
Average Volume (3m)
5.05M
1-Year Change
14.16%
Book Value / Share
53.32
Fair Value
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Fair Value Upside
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CFG Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
55.39
Upside
+12.84%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Sell
Technical Indicators
Strong Sell
Moving Averages
Neutral

Citizens Financial Group Inc Company Profile

Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves multi-family, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

Sector
Financial
Employees
17677

Citizens Financial Group Inc SWOT Analysis


Financial Resilience
Citizens Financial Group surpasses earnings expectations, showcasing strong net interest income and effective expense management amid challenging market conditions
Strategic Growth
Explore Citizens' expansion of private banking services and proactive loan portfolio management, positioning the company for enhanced profitability and risk mitigation
Market Valuation
Analysts project a price target range of $43 to $55, with an average of $48.38, reflecting diverse perspectives on Citizens' growth potential and market position
Navigating Headwinds
Delve into Citizens' approach to overcoming fee income pressures, capital constraints, and the pursuit of ambitious profitability targets in a competitive banking landscape
Read full SWOT analysis

Citizens Financial Group Inc Earnings Call Summary for Q2/2025

  • Citizens Financial Group Q2 2025 EPS of $0.92 beat $0.88 forecast; revenue of $2.04B exceeded $2.01B estimate
  • Stock rose 3.87% to $47.42 post-earnings; company appears undervalued per InvestingPro analysis
  • Net interest income up 3.3% QoQ; fee income increased 10% with record quarters in wealth and card fees
  • Full-year guidance maintained; Q3 net interest income expected to rise 3-4%, targeting 3.05-3.1% NIM by Q4
  • CEO emphasized focus on innovation; Private Bank expansion aims for $12B deposits, $7B loans by year-end
Last Updated: 17/07/2025, 16:50
Read Full Transcript

Compare CFG to Peers and Sector

Metrics to compare
CFG
Peers
Sector
Relationship
P/E Ratio
14.6x11.8x9.6x
PEG Ratio
0.600.040.03
Price/Book
0.9x1.0x1.0x
Price / LTM Sales
2.9x3.2x2.9x
Upside (Analyst Target)
12.0%13.6%11.2%
Fair Value Upside
Unlock1.5%1.9%Unlock

Analyst Ratings

14 Buy
6 Hold
0 Sell
Ratings:
20 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 55.39
(+12.84% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 3.30%
Dividend Yield
3.42%
Industry Median 3.42%
Annualised payout
1.68
Paid quarterly
5-Years Growth
+2.29%
Growth Streak

Earnings

Latest Release
Jul 17, 2025
EPS / Forecast
0.92 / 0.88
Revenue / Forecast
2.04B / 2.01B
EPS Revisions
Last 90 days

CFG Income Statement

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FAQ

What Stock Exchange Does Citizens Financial Group Inc Trade On?

Citizens Financial Group Inc is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Citizens Financial Group Inc?

The stock symbol for Citizens Financial Group Inc is "CFG."

What Is the Citizens Financial Group Inc Market Cap?

As of today, Citizens Financial Group Inc market cap is 21.24B.

What Is Citizens Financial Group Inc's Earnings Per Share (TTM)?

The Citizens Financial Group Inc EPS (TTM) is 3.30.

When Is the Next Citizens Financial Group Inc Earnings Date?

Citizens Financial Group Inc will release its next earnings report on 15 Oct 2025.

From a Technical Analysis Perspective, Is CFG a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Citizens Financial Group Inc Stock Split?

Citizens Financial Group Inc has split 0 times.

How Many Employees Does Citizens Financial Group Inc Have?

Citizens Financial Group Inc has 17677 employees.

What is the current trading status of Citizens Financial Group Inc (CFG)?

As of 30 Jul 2025, Citizens Financial Group Inc (CFG) is trading at a price of 49.09, with a previous close of 49.09. The stock has fluctuated within a day range of 48.90 to 49.75, while its 52-week range spans from 32.60 to 49.98.
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