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Hipotekarna banka A.D., Podgorica provides a range of retail and corporate banking services in Montenegro. It offers current and savings accounts; fixed-term deposits; cash, student, and consumer loans, as well as senior loans for pensioners; short and long-term loans; loans for small and medium enterprises; loans for entrepreneurs and legal entities in the tourist industry; credit, debit, and gift cards; securities trading and custody services; and money transfer, payment, e-commerce, and mobile banking services. The company was incorporated in 1991 and is based in Podgorica, Montenegro. As of June 16, 2025, Hipotekarna banka A.D., Podgorica operates as a subsidiary of Agri Europe Cyprus Ltd.
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