Guaranty Bancshares Inc (GNTY)

Currency in USD
45.50
-0.66(-1.43%)
Closed·
After Hours
45.50+0.01(+0.02%)
·
GNTY Scorecard
Full Analysis
Has raised its dividend for 8 consecutive years
GNTY is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
45.3846.55
52 wk Range
29.6547.20
Key Statistics
Prev. Close
46.16
Open
46.55
Day's Range
45.38-46.55
52 wk Range
29.65-47.2
Volume
33.67K
Average Volume (3m)
47.88K
1-Year Change
30.17%
Book Value / Share
29.2
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
52.00
Upside
+14.29%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

Guaranty Bancshares Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Guaranty Bancshares Inc Company Profile

Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company offers checking and savings, money market, and business accounts, as well as certificates of deposit; and commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland, agricultural, multi-family residential, and consumer loans. It also provides trustee, custodial and escrow, investment management, retirement plan, ATM, night depository, direct deposit, and cashier’s check services, as well as online and mobile banking services; debit cards; letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. In addition, the company offers trust and wealth management products and services. Guaranty Bancshares, Inc. was founded in 1913 and is headquartered in Addison, Texas.

Sector
Financial
Employees
485

Guaranty Bancshares Inc Earnings Call Summary for Q1/2025

  • Q1 2025 EPS of $0.75 beat $0.70 forecast; revenue of $31.76M exceeded $30.94M estimate; stock rose 2.88% to $39.13
  • Net income reached $8.6M; net interest margin improved to 3.70% from 3.54% in Q4 2024; total assets up $37M, cash reserves up $72M
  • Company expects 2-5% net deposit growth for the year; anticipates continued tailwinds for net interest margin
  • CEO highlighted Texas economy's strength and stability of deposit base; competitive mid-tier interest rates maintained
  • Management cautious on economic uncertainties; robust loan pipeline noted; no immediate credit quality concerns or reserve changes planned
Last Updated: 21/04/2025, 17:22
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Compare GNTY to Peers and Sector

Metrics to compare
GNTY
Peers
Sector
Relationship
P/E Ratio
14.3x15.2x9.6x
PEG Ratio
0.38−0.590.03
Price/Book
1.6x0.8x1.0x
Price / LTM Sales
4.1x2.6x2.9x
Upside (Analyst Target)
14.3%7.5%10.6%
Fair Value Upside
Unlock−6.6%1.9%Unlock

Analyst Ratings

1 Buy
2 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 52.00
(+14.29% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 3.17%
Dividend Yield
2.17%
Industry Median 3.42%
Annualised payout
1.00
Paid quarterly
5-Years Growth
+7.67%
Growth Streak

Earnings

Latest Release
Jul 21, 2025
EPS / Forecast
0.87 / 0.81
Revenue / Forecast
33.22M / 32.67M
EPS Revisions
Last 90 days

GNTY Income Statement

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FAQ

What Stock Exchange Does Guaranty Bancshares Trade On?

Guaranty Bancshares is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Guaranty Bancshares?

The stock symbol for Guaranty Bancshares is "GNTY."

What Is the Guaranty Bancshares Market Cap?

As of today, Guaranty Bancshares market cap is 542.85M.

What Is Guaranty Bancshares's Earnings Per Share (TTM)?

The Guaranty Bancshares EPS (TTM) is 3.17.

When Is the Next Guaranty Bancshares Earnings Date?

Guaranty Bancshares will release its next earnings report on 19 Oct 2025.

From a Technical Analysis Perspective, Is GNTY a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has Guaranty Bancshares Stock Split?

Guaranty Bancshares has split 1 times.

How Many Employees Does Guaranty Bancshares Have?

Guaranty Bancshares has 485 employees.

What is the current trading status of Guaranty Bancshares (GNTY)?

As of 29 Jul 2025, Guaranty Bancshares (GNTY) is trading at a price of 45.50, with a previous close of 46.16. The stock has fluctuated within a day range of 45.38 to 46.55, while its 52-week range spans from 29.65 to 47.20.
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