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One MobiKwik Systems Limited provides digital payments and financial services for consumers and merchants in India and internationally. The company offers payment services for consumers, such as recharge, utility payments, bill payments, merchant payments and other services through wallet. The company offers digital credit products, including ZIP EMI, Merchant Cash Advance (MCA), First Card, and personal loans (dlg model), is loan amounts are credited directly to consumers/merchants' bank accounts by the lender; secured credit cards, is MobiKwik, has partnered with banks for an FD-backed Rupay credit card and co-branded credit cards will cater to individuals with limited or no credit history and help in building a credit score; and marketplace model, is a partnered with banks and NBFCs to offer loans and credit cards to large user base on the risk-free distribution. It also offers personal finance management (lens), which utilised account aggregator technology to provide consumers with a personal financial management product; Lens.ai, is an AI-based chatbot where users can have a conversation regarding their finances; and money-tracking solutions, helps users monitor investments, analyse portfolio trends, and stay on top of their equity holdings. In addition, the company offers stockbroking. MobiKwik has secured approval to launch an equity investment platform; fixed deposit is a MobiKwik offers its users the option to invest in fixed deposits with RBI-registered NBFCs and banks; mutual funds offer advisory services in relation to mutual fund products; and digital gold, is a platform allows consumers to buy and sell gold in smaller denominations. Further, it provides wallet, UPI, pocket UPI; e-commerce, QR, PG, soundbox, and EDC E-H wallet. The company was incorporated in 2008 and is based in Gurugram, India.
Name | Age | Since | Title |
---|---|---|---|
Bipin Preet Singh | 46 | 2008 | Co-Founder, CEO, MD & Director |
Sayali Karanjkar | 45 | 2021 | Independent Director |
Vineet Bansal | 41 | 2023 | Non-Executive Non-Independent Nominee Director |
Raghu Ram Hiremagalur Venkatesh | 45 | 2021 | Independent Director |
Upasana Rupkrishan Taku | 46 | 2008 | Co-Founder, Whole-Time Chairperson & CFO |
Navdeep Singh Suri | 66 | 2021 | Independent Director |
Punita Kumar Sinha | 63 | 2021 | Independent Director |
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