Utkarsh Small Finance Bank Ltd (UTKR)

Currency in INR
20.59
+0.14(+0.68%)
Closed·
UTKR Scorecard
Full Analysis
RSI suggests the stock is in oversold territory
UTKR is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
20.4520.90
52 wk Range
19.9051.36
Key Statistics
Bid/Ask
20.53 / 20.56
Prev. Close
20.45
Open
20.47
Day's Range
20.45-20.9
52 wk Range
19.9-51.36
Volume
1.01M
Average Volume (3m)
2.88M
1-Year Change
-57.48%
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
29.00
Upside
+40.85%
Members' Sentiments
Bearish
Bullish
ProTips
Quickly burning through cash

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Sell
Moving Averages
Strong Sell

Utkarsh Small Finance Bank Ltd Company Profile

Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, home and other loans; overdraft against fixed deposit, wholesale lending, LAP retail, and Micro LAP; inward and outward remittance; and bill payment services. It also provides ATM, branch, internet, and mobile banking services; micro and wholesale banking services; mutual funds; and life, health, and general insurance. The company was founded in 2009 and is headquartered in Varanasi, India. Utkarsh Small Finance Bank Limited is a subsidiary of Utkarsh CoreInvest Limited.

Sector
Financial
Employees
19779
Market
India

Compare UTKR to Peers and Sector

Metrics to compare
UTKR
Peers
Sector
Relationship
P/E Ratio
−6.4x12.8x9.6x
PEG Ratio
0.040.430.03
Price/Book
0.8x1.4x1.0x
Price / LTM Sales
1.8x2.7x2.8x
Upside (Analyst Target)
41.8%15.8%11.7%
Fair Value Upside
Unlock5.8%1.5%Unlock

Analyst Ratings

1 Buy
1 Hold
0 Sell
Ratings:
2 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 29.00
(+40.85% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -3.20%
Dividend Yield
-
Industry Median 1.06%
Annualised payout
-
Paid annually
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Aug 02, 2025
EPS / Forecast
-0.50 / --
Revenue / Forecast
5.40B / --
EPS Revisions
Last 90 days

UTKR Income Statement

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FAQ

What Stock Exchange Does Utkarsh Small Finance Bank Trade On?

Utkarsh Small Finance Bank is listed and trades on the India National Stock Exchange stock exchange.

What Is the Stock Symbol for Utkarsh Small Finance Bank?

The stock symbol for Utkarsh Small Finance Bank is "UTKR."

What Is the Utkarsh Small Finance Bank Market Cap?

As of today, Utkarsh Small Finance Bank market cap is 22.53B.

What Is Utkarsh Small Finance Bank's Earnings Per Share (TTM)?

The Utkarsh Small Finance Bank EPS (TTM) is -3.20.

When Is the Next Utkarsh Small Finance Bank Earnings Date?

Utkarsh Small Finance Bank will release its next earnings report on 09 Nov 2025.

From a Technical Analysis Perspective, Is UTKR a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Utkarsh Small Finance Bank Stock Split?

Utkarsh Small Finance Bank has split 0 times.

How Many Employees Does Utkarsh Small Finance Bank Have?

Utkarsh Small Finance Bank has 19779 employees.

What is the current trading status of Utkarsh Small Finance Bank (UTKR)?

As of 18 Aug 2025, Utkarsh Small Finance Bank (UTKR) is trading at a price of 20.59, with a previous close of 20.45. The stock has fluctuated within a day range of 20.45 to 20.90, while its 52-week range spans from 19.90 to 51.36.
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