White River Capital, Inc., through its subsidiary, Coastal Credit LLC, engages in specialized indirect auto finance business in the United States. It provides financing programs to customers of automobile dealers who meet Coastal Credit’s credit standards; and acquires and services contracts from dealers for used and new cars and light trucks purchases made by borrowers having limited or impaired credit histories, or purchasing older model and higher mileage automobiles. The company collects payments due from borrowers; monitors collections; and pursues the collection of delinquent accounts, including the liquidation of collateral securing defaulted contracts. As of August 3, 2012, it served 27 states, including Alaska, California, Colorado, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Mississippi, Missouri, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington through its 14 branch locations. The company was founded in 1987 and is headquartered in Rancho Santa Fe, California. As of February 14, 2013, White River Capital Inc was taken private.