Alerus Financial Corp (ALRS)

Currency in USD
20.49
-0.34(-1.63%)
Closed·
After Hours
20.89+0.40(+1.95%)
·
ALRS Scorecard
Full Analysis
Has raised its dividend for 20 consecutive years
High dividend Yield
ALRS is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
20.3320.88
52 wk Range
15.7824.41
Key Statistics
Prev. Close
20.83
Open
20.88
Day's Range
20.33-20.88
52 wk Range
15.78-24.41
Volume
58.06K
Average Volume (3m)
76.78K
1-Year Change
0.39%
Book Value / Share
21.02
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
ALRS Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
25.70
Upside
+25.43%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to grow this year

Alerus Financial Corp News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Alerus Financial Corp Company Profile

Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates through three segments: Banking, Retirement and Benefit Services, and Wealth. It offers demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, noninterest-bearing deposits, interest-bearing checking accounts, and certificates of deposit; and treasury management products, including electronic receivables management, remote deposit capture, cash vault, merchant, and other cash management services. The company also provides commercial loans, business term loans, and lines of credit; commercial real estate, and commercial and industrial loans; consumer lending products, including residential first mortgage loans; and installment loans, and loans collateralized by cash and marketable securities. In addition, it offers retirement plan, and investment advisory services, employee stock ownership plan, investment fiduciary services, health savings accounts, flex spending accounts, COBRA recordkeeping, and other administration services, as well as individual retirement accounts; and financial planning, investment management, personal and corporate trust, estate administration, and custody services. Further, the company provides debit cards, personal and business loans, credit cards, online and mobile banking/wallet, private banking, deposit and payment solutions, administration, and government health insurance program services. The company was formerly known as First National Bank North Dakota and changed its name to Alerus Financial Corporation in 2000. Alerus Financial Corporation was founded in 1879 and is headquartered in Grand Forks, North Dakota.

Sector
Financial
Employees
869

Alerus Financial Corp SWOT Analysis


Strategic Expansion
Alerus Financial's acquisition of HMN Financial marks a significant move into the Rochester, Minnesota market, potentially transforming its competitive landscape
Financial Projections
Analysts anticipate a substantial 45% boost to earnings per share by fiscal year 2025, with a favorable 2.2-year tangible book value dilution earn back period
Market Sentiment
Despite trading above intrinsic value, Alerus maintains a "Market Perform" rating with price targets ranging from $22 to $25, reflecting cautious optimism
Future Prospects
The acquisition promises market expansion, operational synergies, and revenue diversification, but integration challenges and economic factors may impact success
Read full SWOT analysis

Alerus Financial Corp Earnings Call Summary for Q2/2025

  • Alerus Financial (ALRS) reported Q2 2025 EPS of $0.72, beating $0.55 forecast; revenue of $74.79M exceeded expectations
  • Stock rose 5.29% pre-market; company improved efficiency ratio to 52.4% and increased fee income by 15%
  • Adjusted return on assets reached 1.41%; net interest margin at 3.51%; fee income constitutes 42% of revenues
  • Company forecasts mid-single-digit loan growth, low single-digit deposit growth, and net interest margin of 3.25-3.35% for 2025
  • CEO Katie Ornson highlighted momentum across core businesses; analysts raised concerns about deposit competition and interest rate impacts
Last Updated: 28/07/2025, 16:52
Read Full Transcript

Compare ALRS to Peers and Sector

Metrics to compare
ALRS
Peers
Sector
Relationship
P/E Ratio
13.5x9.7x9.5x
PEG Ratio
0.040.080.03
Price/Book
1.0x1.1x1.0x
Price / LTM Sales
2.1x2.3x2.8x
Upside (Analyst Target)
22.4%33.0%13.3%
Fair Value Upside
Unlock9.0%1.6%Unlock

Analyst Ratings

2 Buy
3 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 25.70
(+25.43% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.61%
Dividend Yield
4.10%
Industry Median 3.47%
Annualised payout
0.84
Paid quarterly
5-Years Growth
+6.54%
Growth Streak

Earnings

Latest Release
Jul 28, 2025
EPS / Forecast
0.72 / 0.55
Revenue / Forecast
74.79M / 69.98M
EPS Revisions
Last 90 days

ALRS Income Statement

People Also Watch

259.61
AVAV
-1.33%
37.39
EXEL
-0.85%
67.50
SKY
-2.39%
12.09
COUR
-4.80%
144.05
LRN
-2.88%

FAQ

What Stock Exchange Does Alerus Fin Trade On?

Alerus Fin is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Alerus Fin?

The stock symbol for Alerus Fin is "ALRS."

What Is the Alerus Fin Market Cap?

As of today, Alerus Fin market cap is 519.35M.

What Is Alerus Fin's Earnings Per Share (TTM)?

The Alerus Fin EPS (TTM) is 1.61.

When Is the Next Alerus Fin Earnings Date?

Alerus Fin will release its next earnings report on 21 Oct 2025.

From a Technical Analysis Perspective, Is ALRS a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Alerus Fin Stock Split?

Alerus Fin has split 3 times.

How Many Employees Does Alerus Fin Have?

Alerus Fin has 869 employees.

What is the current trading status of Alerus Fin (ALRS)?

As of 08 Aug 2025, Alerus Fin (ALRS) is trading at a price of 20.49, with a previous close of 20.83. The stock has fluctuated within a day range of 20.33 to 20.88, while its 52-week range spans from 15.78 to 24.41.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.