Banc of California Inc (BANC)

Currency in USD
15.28
+0.21(+1.39%)
Closed·
After Hours
15.10-0.16(-1.06%)
·
BANC Scorecard
Full Analysis
Net income is expected to grow this year
Earnings results expected today
Fair Value
Day's Range
14.9215.29
52 wk Range
11.5218.08
Key Statistics
Prev. Close
15.07
Open
15.2
Day's Range
14.92-15.29
52 wk Range
11.52-18.08
Volume
2.63M
Average Volume (3m)
2.19M
1-Year Change
2.66%
Book Value / Share
17.9
Fair Value
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Fair Value Upside
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BANC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
17.27
Upside
+13.04%
Members' Sentiments
Bearish
Bullish
ProTips
8 analysts have revised their earnings downwards for the upcoming period

Banc of California Inc News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Banc of California Inc Company Profile

Banc of California, Inc. operates as the bank holding company for Banc of California that provides various banking products and services. The company offers deposit products, such as checking, savings, money market, demand, and time deposits; certificates of deposit; retirement accounts; and safe deposit boxes. It also provides real estate loans to professional developers and real estate investors for the acquisition, construction, refinancing, renovation, and on-going operation of commercial real estate properties; commercial real estate mortgage, residential real estate mortgage, and real estate construction and land loans; commercial loans and leases, such as equipment and lender finance, other asset-based, venture capital, secured business, warehouse, and other lending services; small business administration lending; and consumer loans comprising personal, auto, and other loans, as well as home equity and revolving lines of credit. In addition, the company offers international banking, multi-state deposit, and asset and investment management services; automated bill payments; cash and treasury management, foreign exchange, card payment, mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit services; and online, mobile, remote deposit, and telephone banking services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. The company was founded in 1941 and is headquartered in Los Angeles, California.

Sector
Financial
Employees
1903

Banc of California Inc SWOT Analysis


Merger Dynamics
Delve into Banc of California's integration of PACW, exploring challenges and opportunities in market expansion and operational synergies
Financial Resilience
Uncover how Banc of California's improved balance sheet and NIM performance are shaping its financial outlook amid integration complexities
Growth Trajectory
Explore Banc of California's optimistic loan growth projections for 2025, driven by expanded capabilities and market reach post-merge
Valuation Insights
Analysts set average price target at $19, with BANC trading at 0.9x book value. Learn how expense management and NIM could impact future performance
Read full SWOT analysis

Banc of California Inc Earnings Call Summary for Q1/2025

  • Banc of California (BANC) reported Q1 2025 EPS of $0.26, beating $0.23 forecast, but revenue missed at $266M vs $272.5M expected
  • Stock fell 1.35% after-hours despite EPS beat. Company announced $300M share buyback program and reported 6% annualized loan growth
  • Net interest income projected to grow 5% in Q2 2025; net interest margin guidance maintained at 3.20-3.30%
  • CEO highlighted strategic positioning in California market, citing product and geographic diversity as key strengths
  • Economic uncertainties, market consolidation, and reduced loan growth outlook (mid-single digits) noted as ongoing challenges
Last Updated: 24/04/2025, 19:30
Read Full Transcript

Compare BANC to Peers and Sector

Metrics to compare
BANC
Peers
Sector
Relationship
P/E Ratio
21.8x12.2x9.7x
PEG Ratio
0.200.450.03
Price/Book
0.8x1.1x1.0x
Price / LTM Sales
2.5x3.6x2.9x
Upside (Analyst Target)
12.8%5.7%9.7%
Fair Value Upside
Unlock−1.8%1.4%Unlock

Analyst Ratings

8 Buy
3 Hold
0 Sell
Ratings:
11 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 17.27
(+13.04% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.65%
Dividend Yield
2.65%
Industry Median 3.46%
Annualised payout
0.40
Paid quarterly
5-Years Growth
-30.12%
Growth Streak

Earnings

Latest Release
Jul 23, 2025
EPS / Forecast
0.31 / 0.26
Revenue / Forecast
272.85M / 277.50M
EPS Revisions
Last 90 days

BANC Income Statement

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FAQ

What Stock Exchange Does Banc of California Trade On?

Banc of California is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Banc of California?

The stock symbol for Banc of California is "BANC."

What Is the Banc of California Market Cap?

As of today, Banc of California market cap is 2.40B.

What Is Banc of California's Earnings Per Share (TTM)?

The Banc of California EPS (TTM) is 0.65.

When Is the Next Banc of California Earnings Date?

Banc of California will release its next earnings report on 22 Jul 2025.

From a Technical Analysis Perspective, Is BANC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Banc of California Stock Split?

Banc of California has split 0 times.

How Many Employees Does Banc of California Have?

Banc of California has 1903 employees.

What is the current trading status of Banc of California (BANC)?

As of 23 Jul 2025, Banc of California (BANC) is trading at a price of 15.28, with a previous close of 15.07. The stock has fluctuated within a day range of 14.92 to 15.29, while its 52-week range spans from 11.52 to 18.08.
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