ChoiceOne Financial Services Inc (COFS)

Currency in USD
28.96
+0.13(+0.45%)
Closed·
28.960.00(0.00%)
·
COFS Scorecard
Full Analysis
Has raised its dividend for 4 consecutive years
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Fair Value
Day's Range
28.7529.35
52 wk Range
24.8938.15
Key Statistics
Prev. Close
28.96
Open
28.92
Day's Range
28.75-29.35
52 wk Range
24.89-38.15
Volume
42.59K
Average Volume (3m)
104.07K
1-Year Change
8.06%
Book Value / Share
28.81
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
35.33
Upside
+22.01%
Members' Sentiments
Bearish
Bullish
ProTips
Analysts anticipate sales growth in the current year
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Buy
Moving Averages
Sell

ChoiceOne Financial Services Inc Company Profile

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services in Michigan. The company offers time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers sells insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.

Sector
Financial
Employees
364

Compare COFS to Peers and Sector

Metrics to compare
COFS
Peers
Sector
Relationship
P/E Ratio
30.8x11.8x9.6x
PEG Ratio
−0.541.050.03
Price/Book
1.0x1.3x1.0x
Price / LTM Sales
4.0x3.6x2.8x
Upside (Analyst Target)
24.9%23.2%13.0%
Fair Value Upside
Unlock−1.7%1.6%Unlock

Analyst Ratings

3 Buy
0 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 35.33
(+22.01% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.31%
Dividend Yield
3.87%
Industry Median 3.48%
Annualised payout
1.12
Paid quarterly
5-Years Growth
+6.77%
Growth Streak

Earnings

Latest Release
Jul 25, 2025
EPS / Forecast
0.91 / 0.78
Revenue / Forecast
42.82M / 41.25M
EPS Revisions
Last 90 days

COFS Income Statement

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FAQ

What Stock Exchange Does ChoiceOne Financial Services Trade On?

ChoiceOne Financial Services is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for ChoiceOne Financial Services?

The stock symbol for ChoiceOne Financial Services is "COFS."

What Is the ChoiceOne Financial Services Market Cap?

As of today, ChoiceOne Financial Services market cap is 434.83M.

What Is ChoiceOne Financial Services's Earnings Per Share (TTM)?

The ChoiceOne Financial Services EPS (TTM) is 1.31.

When Is the Next ChoiceOne Financial Services Earnings Date?

ChoiceOne Financial Services will release its next earnings report on 21 Oct 2025.

From a Technical Analysis Perspective, Is COFS a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has ChoiceOne Financial Services Stock Split?

ChoiceOne Financial Services has split 12 times.

How Many Employees Does ChoiceOne Financial Services Have?

ChoiceOne Financial Services has 364 employees.

What is the current trading status of ChoiceOne Financial Services (COFS)?

As of 12 Aug 2025, ChoiceOne Financial Services (COFS) is trading at a price of 28.96, with a previous close of 28.96. The stock has fluctuated within a day range of 28.75 to 29.35, while its 52-week range spans from 24.89 to 38.15.
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