The Empire Life Insurance Company, together with its subsidiaries, provides a range of individual and group life and health insurance, investment products, and retirement products to individuals, professionals, and businesses in Canada. The company offers wealth management products that include segregated fund products and guaranteed interest products, including annuities; individual insurance that include term life, whole life, health, and disability insurance; and group life, short-and long-term disability, extended health, dental, critical illness, and accidental death and dismemberment products, as well as creditor insurance products. It offers its products through a network of independent financial advisors, managing general agents, and national account firms. The company was incorporated in 1923 and is based in Kingston, Canada. The Empire Life Insurance Company operates as a subsidiary of E-L Financial Services Limited.