Heritage Insurance Holdings Inc (HRTG)

NYSE
Currency in USD
21.080
-0.260(-1.22%)
Closed·
After Hours
21.000-0.080(-0.38%)
·
HRTG Scorecard
Full Analysis
Stock has taken a big hit over the last week
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Fair Value
Day's Range
20.80021.570
52 wk Range
6.81026.640
Key Statistics
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Prev. Close
21.34
Open
21.14
Day's Range
20.8-21.57
52 wk Range
6.81-26.64
Volume
431.65K
Average Volume (3m)
515.43K
1-Year Change
202.01%
Book Value / Share
11.24
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
29.000
Upside
+37.57%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Heritage Insurance Holdings Inc Company Profile

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; commercial residential insurance for properties in Florida, New Jersey, and New York. It also provides homeowners insurance, condo insurance, dwelling fire, equipment coverage, commercial residential property, and artisan contractor program. In addition, it offers personal and commercial insurance policies through a network of independent agencies. The company was founded in 2012 and is headquartered in Tampa, Florida.

Industry
Insurance
Sector
Financial
Employees
540

Heritage Insurance Holdings Inc Earnings Call Summary for Q1/2025

  • Heritage Insurance Q1 2025 EPS of $0.99 beats $0.33 forecast; revenue at $211.5M slightly misses expectations
  • Net income doubled to $30.5M YoY; gross premiums earned up 3.6%, net premiums earned rose 11.5%
  • Stock surged 10.92% post-earnings, closing at $22.00; company expects accelerated growth in 2026
  • Management anticipates improved reinsurance pricing next year, focuses on rate adequacy and E&S business expansion
  • Challenges include intense competition in commercial residential space and potential legislative changes
Last Updated: 07/05/2025, 14:48
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Compare HRTG to Peers and Sector

Metrics to compare
HRTG
Peers
Sector
Relationship
P/E Ratio
8.0x18.1x9.6x
PEG Ratio
0.150.140.03
Price/Book
1.9x2.8x1.0x
Price / LTM Sales
0.7x1.0x2.8x
Upside (Analyst Target)
37.6%18.9%9.5%
Fair Value Upside
Unlock3.6%1.5%Unlock

Analyst Ratings

2 Buy
1 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 29.000
(+37.57% Upside)

Earnings

Latest Release
May 06, 2025
EPS / Forecast
0.99 / 0.33
Revenue / Forecast
211.52M / 214.88M
EPS Revisions
Last 90 days

HRTG Income Statement

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FAQ

What Stock Exchange Does Heritage Insurance Trade On?

Heritage Insurance is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Heritage Insurance?

The stock symbol for Heritage Insurance is "HRTG."

What Is the Heritage Insurance Market Cap?

As of today, Heritage Insurance market cap is 625.20M.

What Is Heritage Insurance's Earnings Per Share (TTM)?

The Heritage Insurance EPS (TTM) is 2.54.

When Is the Next Heritage Insurance Earnings Date?

Heritage Insurance will release its next earnings report on 11 Aug 2025.

From a Technical Analysis Perspective, Is HRTG a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Heritage Insurance Stock Split?

Heritage Insurance has split 0 times.

How Many Employees Does Heritage Insurance Have?

Heritage Insurance has 540 employees.

What is the current trading status of Heritage Insurance (HRTG)?

As of 13 Jul 2025, Heritage Insurance (HRTG) is trading at a price of 21.08, with a previous close of 21.34. The stock has fluctuated within a day range of 20.80 to 21.57, while its 52-week range spans from 6.81 to 26.64.
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