Heritage Insurance Holdings Inc (HRTG)

Currency in USD
21.770
-0.880(-3.89%)
Closed·
21.800+0.030(+0.14%)
·
HRTG Scorecard
Full Analysis
Net income is expected to grow this year
HRTG is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
21.65022.540
52 wk Range
8.70026.640
Key Statistics
Prev. Close
21.77
Open
22.35
Day's Range
21.65-22.54
52 wk Range
8.7-26.64
Volume
270.82K
Average Volume (3m)
456.39K
1-Year Change
46.21%
Book Value / Share
12.92
Fair Value
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Fair Value Upside
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HRTG Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
29.000
Upside
+33.21%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low earnings multiple
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Heritage Insurance Holdings Inc Company Profile

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; commercial residential insurance for properties in Florida, New Jersey, and New York. It also provides homeowners insurance, condo insurance, dwelling fire, equipment coverage, commercial residential property, and artisan contractor program. In addition, it offers personal and commercial insurance policies through a network of independent agencies. The company was founded in 2012 and is headquartered in Tampa, Florida.

Industry
Insurance
Sector
Financial
Employees
540

Heritage Insurance Holdings Inc Earnings Call Summary for Q2/2025

  • Heritage Insurance Q2 2025 EPS of $1.55 beat forecast by 58.16%, but revenue of $208M missed expectations; stock dropped 15% post-earnings
  • Net income rose to $48M from $18.9M YoY; gross premiums earned up 1% to $353.6M; net premiums earned increased 3.2% to $196.3M
  • Company anticipates gradual policy growth in H2 2025, accelerating in 2026; plans to moderate rate increases across geographic territories
  • CEO Ernie Guerite: 'Our business is at an inflection point as we pivot to manage growth strategy,' indicating a shift towards sustainable expansion
  • Risks include potential revenue headwinds, IT conversion challenges, increased competition, and rising reinsurance costs impacting profitability
Last Updated: 06/08/2025, 14:58
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Compare HRTG to Peers and Sector

Metrics to compare
HRTG
Peers
Sector
Relationship
P/E Ratio
6.0x12.1x9.8x
PEG Ratio
0.080.060.03
Price/Book
1.7x2.4x1.0x
Price / LTM Sales
0.8x0.8x2.9x
Upside (Analyst Target)
32.2%27.6%9.9%
Fair Value Upside
Unlock10.2%0.8%Unlock

Analyst Ratings

2 Buy
1 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 29.000
(+33.21% Upside)

Earnings

Latest Release
Aug 05, 2025
EPS / Forecast
1.55 / 0.98
Revenue / Forecast
208.04M / 216.05M
EPS Revisions
Last 90 days

HRTG Income Statement

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FAQ

What Stock Exchange Does Heritage Insurance Trade On?

Heritage Insurance is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Heritage Insurance?

The stock symbol for Heritage Insurance is "HRTG."

What Is the Heritage Insurance Market Cap?

As of today, Heritage Insurance market cap is 639.03M.

What Is Heritage Insurance's Earnings Per Share (TTM)?

The Heritage Insurance EPS (TTM) is 3.48.

When Is the Next Heritage Insurance Earnings Date?

Heritage Insurance will release its next earnings report on 10 Nov 2025.

From a Technical Analysis Perspective, Is HRTG a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has Heritage Insurance Stock Split?

Heritage Insurance has split 0 times.

How Many Employees Does Heritage Insurance Have?

Heritage Insurance has 540 employees.

What is the current trading status of Heritage Insurance (HRTG)?

As of 26 Aug 2025, Heritage Insurance (HRTG) is trading at a price of 21.77, with a previous close of 21.77. The stock has fluctuated within a day range of 21.65 to 22.54, while its 52-week range spans from 8.70 to 26.64.
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