Linea Directa Aseguradora SA Compania de Seguros y Reaseguros (LDA)

Currency in EUR
1.1500
+0.0020(+0.17%)
Closed·
LDA Scorecard
Full Analysis
RSI suggests the stock is in oversold territory
LDA is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
1.13201.1580
52 wk Range
0.99101.4400
Key Statistics
Bid/Ask
1.14 / 1.176
Prev. Close
1.148
Open
1.15
Day's Range
1.132-1.158
52 wk Range
0.991-1.44
Volume
543.38K
Average Volume (3m)
331.17K
1-Year Change
-3.04%
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
1.3683
Upside
+18.99%
Members' Sentiments
Bearish
Bullish
ProTips
Stock has taken a big hit over the last week
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Linea Directa Aseguradora SA Compania de Seguros y Reaseguros Company Profile

Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros engages in insurance and reinsurance business in Spain and Portugal. The company operates through Motor, Home, Health, Other Insurance, and Other Activities segments. The Motor segment offers car, third party, motorcycle, theft, fire, and fleet insurance. The Home Insurance segment offers theft damage, civil liability, fire, and aesthetic damage insurance. The Health Insurance segment provides health care products Vivaz brands. The Other Insurance segment offers roadside assistance for credit card holders and wellness insurance. It also provides vehicle repair services; and telephone and Internet sales channels. Línea Directa Aseguradora, S.A. was formerly known as Bankinter Aseguradora Directa, S.A. Compañía de Seguros y Reaseguros and changed its name to Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros in January 1995. The company was incorporated in 1994 and is based in Tres Cantos, Spain.

Industry
Insurance
Sector
Financial
Employees
2430
Market
Spain

Linea Directa Aseguradora SA Compania de Seguros y Reaseguros Earnings Call Summary for Q3/2025

  • Total premiums rose 11.4% YoY to €844M, profit after tax up 46% to €60M; solvency ratio at 189% indicates strong financial health
  • Digital initiatives driving growth with 10% of new clients acquired through digital channels; company outpacing Spanish insurance market growth
  • Stock price dipped 1.59% despite strong results; YTD return of 18.36% and low beta of 0.3 suggest resilience and lower volatility
  • Guidance: Combined ratio target in mid-90s, premium adjustments aligned with CPI (2.3-3%), potential second dividend announcement
  • CFO emphasizes disciplined growth and superior risk profiling of pure online clients compared to call center acquisitions
Last Updated: 27/10/2025, 10:32
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Compare LDA to Peers and Sector

Metrics to compare
LDA
Peers
Sector
Relationship
P/E Ratio
17.3x10.4x9.7x
PEG Ratio
0.090.510.03
Price/Book
3.8x1.4x1.0x
Price / LTM Sales
1.3x0.9x2.9x
Upside (Analyst Target)
19.8%5.2%14.5%
Fair Value Upside
Unlock−3.6%0.8%Unlock

Analyst Ratings

3 Buy
2 Hold
1 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 1.3683
(+18.99% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.08%
Dividend Yield
3.89%
Industry Median 3.83%
Annualised payout
0.04
Paid unevenly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Oct 27, 2025
EPS / Forecast
-- / 0.0212
Revenue / Forecast
286.00M / 272.43M
EPS Revisions
Last 90 days

LDA Income Statement

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FAQ

What Stock Exchange Does Linea Directa Aseguradora Trade On?

Linea Directa Aseguradora is listed and trades on the Madrid Stock Exchange stock exchange.

What Is the Stock Symbol for Linea Directa Aseguradora?

The stock symbol for Linea Directa Aseguradora is "LDA."

What Is the Linea Directa Aseguradora Market Cap?

As of today, Linea Directa Aseguradora market cap is 1.25B.

What Is Linea Directa Aseguradora's Earnings Per Share (TTM)?

The Linea Directa Aseguradora EPS (TTM) is 0.08.

When Is the Next Linea Directa Aseguradora Earnings Date?

Linea Directa Aseguradora will release its next earnings report on 24 Feb 2026.

From a Technical Analysis Perspective, Is LDA a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Linea Directa Aseguradora Stock Split?

Linea Directa Aseguradora has split 0 times.

How Many Employees Does Linea Directa Aseguradora Have?

Linea Directa Aseguradora has 2430 employees.

What is the current trading status of Linea Directa Aseguradora (LDA)?

As of 30 Oct 2025, Linea Directa Aseguradora (LDA) is trading at a price of 1.1500, with a previous close of 1.15. The stock has fluctuated within a day range of 1.1320 to 1.1580, while its 52-week range spans from 0.9910 to 1.4400.

What Is Linea Directa Aseguradora (LDA) Price Target According to Analysts?

The average 12-month price target for Linea Directa Aseguradora is EUR1.36833, with a high estimate of EUR1.6 and a low estimate of EUR1.15. 3 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Buy. The stock has an +18.99% Upside potential.
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