National Citizen Commercial Joint Stock Bank (NVB)

National Citizen Commercial Joint Stock Bank provides various banking products and services to individual and corporates in Vietnam. It offers current, savings, transaction, and bank accounts; and term, flexible, corporate margin and margin deposits. The company’s loan portfolio comprises loans on revolving, quick consumer, housing, land, construction, renovation, new car, business household, fast business, market trader, secured and un secured consumer, education, unsecured consumer, overdraft, and deposit secured loans; and loans for car dealership, exporting enterprises, working capital, and financing investment projects; amortized loans, loans for SMEs, loans to invest in machinery and equipment, package financing for construction and installment enterprises, preferential loans for export-import enterprises, and VND loans. It also provides credit and debit cards; trade finance products; guarantees; treasury, domestic money transfer, international money transfer, western union, collection, payment, and asset management services; foreign exchange products, including spot, forward, and swap transactions; international payment products and services, such as international fund transfer and payment, document against acceptance and payment, telegraph transfer, and import and export letters of credit services; life and credit insurance products; payroll, fax transaction, domestic money transfer, collection, and confirmation services; and Internet, mobile, and SMS banking services. The company was formerly known as Nam Viet Commercial Joint Stock Bank and changed its name to National Citizen Commercial Joint Stock Bank in May 2014. National Citizen Commercial Joint Stock Bank was incorporated in 1995 and is headquartered in Hanoi, Vietnam.