Orrstown Financial Services Inc (ORRF)

Currency in USD
32.00
+0.39(+1.23%)
Closed·
After Hours
32.59+0.59(+1.84%)
·
ORRF Scorecard
Full Analysis
Has raised its dividend for 10 consecutive years
ORRF is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
31.6032.03
52 wk Range
25.5741.99
Key Statistics
Prev. Close
31.61
Open
31.9
Day's Range
31.6-32.03
52 wk Range
25.57-41.99
Volume
116.29K
Average Volume (3m)
153.01K
1-Year Change
-0.81%
Book Value / Share
28.11
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
ORRF Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
39.80
Upside
+24.37%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to grow this year
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Buy
Moving Averages
Neutral

Orrstown Financial Services Inc Company Profile

Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans, such as home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, it provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as other fiduciary services under the Orrstown Financial Advisors name; and retail brokerage services through a third-party broker/dealer arrangement. Further, the company offers fiduciary, investment advisory, insurance, and brokerage services. The company was founded in 1919 and is headquartered in Harrisburg, Pennsylvania.

Sector
Financial
Employees
619

Orrstown Financial Services Inc Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $1.04 and revenue of $62.4M exceeded forecasts; stock rose 2.79% pre-market
  • Net interest margin improved to 4.07%; return on average assets 1.51%, return on average equity 15.12%
  • Company targets 55% efficiency ratio by early 2026, exploring strategic growth opportunities including acquisitions
  • Wealth management assets under management grew to $3B; dividend payments maintained for 11 consecutive years
  • Executives anticipate stronger Q3 net income with accelerating loan growth and potential net interest margin expansion
Last Updated: 23/07/2025, 14:44
Read Full Transcript

Compare ORRF to Peers and Sector

Metrics to compare
ORRF
Peers
Sector
Relationship
P/E Ratio
14.4x10.7x9.5x
PEG Ratio
−0.500.330.03
Price/Book
1.1x1.3x1.0x
Price / LTM Sales
2.7x3.0x2.8x
Upside (Analyst Target)
25.0%13.8%13.1%
Fair Value Upside
Unlock−6.4%2.1%Unlock

Analyst Ratings

5 Buy
0 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 39.80
(+24.37% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.26%
Dividend Yield
3.38%
Industry Median 3.47%
Annualised payout
1.08
Paid quarterly
5-Years Growth
+8.90%
Growth Streak

Earnings

Latest Release
Jul 22, 2025
EPS / Forecast
1.04 / 0.98
Revenue / Forecast
62.40M / 61.00M
EPS Revisions
Last 90 days

ORRF Income Statement

People Also Watch

247.45
AVAV
-4.68%
39.350
SMR
-11.93%
47.13
UNTY
+1.40%
9.330
RCAT
0.00%
302.69
STRL
+1.02%

FAQ

What Stock Exchange Does Orrstown Trade On?

Orrstown is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Orrstown?

The stock symbol for Orrstown is "ORRF."

What Is the Orrstown Market Cap?

As of today, Orrstown market cap is 623.72M.

What Is Orrstown's Earnings Per Share (TTM)?

The Orrstown EPS (TTM) is 2.26.

When Is the Next Orrstown Earnings Date?

Orrstown will release its next earnings report on 27 Oct 2025.

From a Technical Analysis Perspective, Is ORRF a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Orrstown Stock Split?

Orrstown has split 8 times.

How Many Employees Does Orrstown Have?

Orrstown has 619 employees.

What is the current trading status of Orrstown (ORRF)?

As of 11 Aug 2025, Orrstown (ORRF) is trading at a price of 32.00, with a previous close of 31.61. The stock has fluctuated within a day range of 31.60 to 32.03, while its 52-week range spans from 25.57 to 41.99.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.