Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary, pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. In addition, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Further, the company provides government sponsored schemes; life and non-life insurance products; debit and credit cards; and merchant acquiring services. Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India.
Metrics to compare | JKBK | Peers Peers - average of corresponding metrics from companies closely matching JKBK: RBLBANK, JSFB, IDBI, SURYODAY, INDUSINDBK | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipJKBKPeersSector |
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P/E Ratio | 5.2x | 15.9x | 9.8x | |
PEG Ratio | 0.41 | 0.04 | 0.03 | |
Price/Book | 0.8x | 1.4x | 1.0x | |
Price / LTM Sales | 1.6x | 3.4x | 2.9x | |
Upside (Analyst Target) | 51.4% | 19.5% | 11.2% | |
Fair Value Upside | Unlock | 13.7% | 0.8% | Unlock |